Le rachat de crédit est une opération bancaire. Elle consiste à rassembler tous les crédits souscrits dans plusieurs établissements en un seul et unique crédit chez une seule et unique banque. Le but essentiel de cette opération est de permettre un meilleur contrôle des dettes en cours, tout en faisant des économies de frais engendrés par les taux d’intérêts des remboursements.
Il existe trois types de rachat de crédit actuellement, à savoir :
le rachat de crédit hypothécaire – il permet de rassembler tous les divers crédits en cours en un seul crédit avec un taux et une durée de remboursement équivalents à un prêt immobilier. La durée de remboursement peut s’échelonner jusqu’à 30 ans.
le rachat de crédit propriétaire – il permet de renégocier un prêt immobilier, c’est-à-dire le taux d’intérêt souscrit initialement pour le revoir à la baisse auprès de la banque qui le rachète.
le rachat de crédit particulier – il permet de regrouper des prêts à la consommation, tels que crédit automobile ou crédit travaux, et fonctionne comme un crédit simple, c’est-à-dire que l’emprunteur doit faire la preuve d’une garantie, du risque et de la marge bénéficiaire pour obtenir un allongement de la durée du remboursement et une baisse du taux d’intérêts.
Email analysis :
NOTE : liza@newscoeur.fr
NOTE : Received : from newscoeur.fr ([5.135.216.136])
NOTE : X-Customer-Id : coeurshop
Spam informations :
Finanzen SAS
127, Avenue des Champs Elysées
75008 Paris
N° RCS794665000
Saturday, June 6, 2015
平时最多也就联系了三千家，全球还有十几万客户在哪里？
您好:
您还在用ali平台开发外贸客户? 还在使用展会宣传企业和产品? 你out了!!! 当前外贸客户开发难，您是否也在寻找展会，B2B之外好的渠道？ 行业全球十几万客户，平时最多也就联系了三千家，您是否想把剩下的也开发到？ 加QQ2821117472给您演示下主动开发客户的方法，先用先受益，已经有近万家企业领先您使用！！。 广东省商业联合会推荐，主动开发客户第一品牌，近万家企业正在获益。您可以没有使用，但是不能没有了解。
Email analysis :
NOTE : iSayor@163.com
NOTE : info@iSayor.com
NOTE : Received : from andy.iSayor.com (127.0.0.1) by iSayor.com
NOTE : 182.110.4.171
您还在用ali平台开发外贸客户? 还在使用展会宣传企业和产品? 你out了!!! 当前外贸客户开发难，您是否也在寻找展会，B2B之外好的渠道？ 行业全球十几万客户，平时最多也就联系了三千家，您是否想把剩下的也开发到？ 加QQ2821117472给您演示下主动开发客户的方法，先用先受益，已经有近万家企业领先您使用！！。 广东省商业联合会推荐，主动开发客户第一品牌，近万家企业正在获益。您可以没有使用，但是不能没有了解。
Email analysis :
NOTE : iSayor@163.com
NOTE : info@iSayor.com
NOTE : Received : from andy.iSayor.com (127.0.0.1) by iSayor.com
NOTE : 182.110.4.171
DO YOU NEED A LOAN TO START YOUR YOU BUSINESS 2015/2016?
Good Day ,
By my way of a proper introduction, I am Pastor James Snr. Director and CEO. I am a dynamic financial assistance. I loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills or to invest on business. I want to use this medium to inform you that we render reliable and beneficiary assistance as be glad to offer you a loan. Presently i own 45% of the shares in CGP(Capital Group PLC, London) a government approved Financial Institute. I am currently setting up a scheme in form of Loan acquisition to help various individuals as well as organizations who have intentions of renovating, debt consolidation, re-financing and also establishment of business outfits. I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the world. We give out our Loan in USD($) and GBP(?). I also provide Real Estate Loan access to Hard Money. We can fund quickly,Typically within 84 hours of receiving your application. Hard Money is available for adequately collaterals loans on single-family residential houses and other Real Property including commercial projects and private individual/home loans. The maximum loan term we can offer is 30 Years at fixed interest rate of 2% per year. In regards to this, I want you to know that I can help you get this loan only if you are serious. But before we can proceed you are expected to inform us of the exact loan amount requested so as to enable us provide you with the Loan Terms and Conditions. Please, do complete the short application form given below we promised to help you out okay..
FILL THE BORROWER'S INFORMATION:
Your Name:______________________
Your Address:____________________
Your Country:____________________
Your Occupation:__________________
Loan Amount Needed:______________
Loan Duration:____________________
Monthly Income:__________________
Cell phone Number:________________
Have you apply for online loan before______
Email:pastorjamesfinaceplc1@outlook.com.
I await your swift response to this mail.
(Regards)
PASTOR SAMUEL LOAN SHARK PLC 45 Inc.
DIRECTOR/ CEO: PASTOR JAMES.
LICENSE No: 98267.
Regards
Pastor James.
Email analysis :
NOTE : parkerclare60@gmail.com
By my way of a proper introduction, I am Pastor James Snr. Director and CEO. I am a dynamic financial assistance. I loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills or to invest on business. I want to use this medium to inform you that we render reliable and beneficiary assistance as be glad to offer you a loan. Presently i own 45% of the shares in CGP(Capital Group PLC, London) a government approved Financial Institute. I am currently setting up a scheme in form of Loan acquisition to help various individuals as well as organizations who have intentions of renovating, debt consolidation, re-financing and also establishment of business outfits. I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the world. We give out our Loan in USD($) and GBP(?). I also provide Real Estate Loan access to Hard Money. We can fund quickly,Typically within 84 hours of receiving your application. Hard Money is available for adequately collaterals loans on single-family residential houses and other Real Property including commercial projects and private individual/home loans. The maximum loan term we can offer is 30 Years at fixed interest rate of 2% per year. In regards to this, I want you to know that I can help you get this loan only if you are serious. But before we can proceed you are expected to inform us of the exact loan amount requested so as to enable us provide you with the Loan Terms and Conditions. Please, do complete the short application form given below we promised to help you out okay..
FILL THE BORROWER'S INFORMATION:
Your Name:______________________
Your Address:____________________
Your Country:____________________
Your Occupation:__________________
Loan Amount Needed:______________
Loan Duration:____________________
Monthly Income:__________________
Cell phone Number:________________
Have you apply for online loan before______
Email:pastorjamesfinaceplc1@outlook.com.
I await your swift response to this mail.
(Regards)
PASTOR SAMUEL LOAN SHARK PLC 45 Inc.
DIRECTOR/ CEO: PASTOR JAMES.
LICENSE No: 98267.
Regards
Pastor James.
Email analysis :
NOTE : parkerclare60@gmail.com
Comment Spam Vol 16
By Quick Business Loan
Are you tired of seeking loans and mortgages from banks? Have you been turned down constantly by your banks and other financial institutions due to bad credit? Are you about loosing your home due to financial constraints? Do you want to purchase a house of your choice but no finance? musaddiqloanlending@gmail.com sur Who Wants to Make a Six-Figure Salary Starting in Less than a Year?
By Anseur Trans
from :Samer Malkawi Reply to:lphaconsultant.samer@gmail.com Object:FOR YOUR URGENT ATTENTION.pol ---------------------------------------- ALPHA CONSULT LTD 318 Oxford Street, London, W1C 1HF Tel: +447700077183. Fax: +442031630202 E-mail: alphaconsultant.samer@gmail.com Hello Dear, I write to you based on a request by an investor who needs to invest his funds in your country. My name is Samer Malkawi, an attorney/solicitor here in London United Kingdom. My Law firm most times represents the interests of very wealthy personalities. Due to the sensitivity of the position they hold in their various societies and the unstable investment environment of their countries, they move majority of their funds into more stable economies and developed nations where they can get good yield for their money. A reserved Client, whom I had personally worked with few years ago with a proposal, recently approached me. What he requested is an individual such as you, who will be willing to receive
By Meme
Thanks for making people become aware of the danger of internet scams. sur Rép : Investment Proposal
By Vannessa Julie
Attention! Attention!! Attention!!! I want to inform everyone that H. A. C. is at it again in changing people's life. I have been searching for job everywhere but all to no avail and everything became worse by the day living from hand to mouth. I couldn't even afford to pay my bills, which lead to my Landlord sending me away from his home. I went to stay with a friend of mine. One faithful morning i was browsing through the internet with my phone seeking for online jobs where i came across a comment of Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from India and also have branches all over the world in which they use in developing there ATM CARDS, and also experts at ATM repairs, programming sur Hello Read Below and it will change your life
By OGUDUGU SPELL CASTER
I don't just know how to start am just short of word's Due to the help of Dr ogudugu,This Dr ogudugu of GREATOGUDUGU@GMAIL.COM/+2348066421534 has brought back happiness into my life that i have lacked for year. My name is Warda Mark am from the United State of America,Am just so happy today and today has been the happiest day of my life and this happiness has brought me joy and am so happy,Because Dr Ogudugu brought back my lover kelvin into my arms without any delay,After my lover left me for good 2years,i was in deep pain and always thinking because i truly loved kelvin,Until a faithful day listen to the radio due to tiredness,Then in which i had a lady shouting in happiness about the great thing Dr ogudugu has done how Dr ogudugu brought back her lover back into her arms within 48hours,when i had that goodness i decided in contacting Dr ogudugu immediately,Because i was desperate in getting in touch with him,So i got in touch with him,Which then i told him my problem and he sur Privileged information, it may impress on you
By Military Hunters
This is my testimony about the good work of a man who helped me..My name is RUTH ATKINSON. and I base in London.My life is back!!! After 8 years of marriage, my husband left me and left me with our three kids. I felt like my life was about to end,and was falling apart. Thanks to a spell caster called papa Justus who i met online. On one faithful day, as I was browsing through the internet, I was searching for a good spell caster that can solve my problems. I came across series of testimonies about this particular spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb, some testified that he can cast a spell to stop divorce and so on. There was one particular testimony I saw, it was about a woman called grace,she testified about how papa Justus brought back her Ex lover in less than 72 hours and at the end of her testimony she drop papa Justus e-mail address. After reading all these,I decided to give papa a try. I contacted him sur Privileged information, it may impress on you (Transfer Bank Scam)
Are you tired of seeking loans and mortgages from banks? Have you been turned down constantly by your banks and other financial institutions due to bad credit? Are you about loosing your home due to financial constraints? Do you want to purchase a house of your choice but no finance? musaddiqloanlending@gmail.com sur Who Wants to Make a Six-Figure Salary Starting in Less than a Year?
By Anseur Trans
from :Samer Malkawi Reply to:lphaconsultant.samer@gmail.com Object:FOR YOUR URGENT ATTENTION.pol ---------------------------------------- ALPHA CONSULT LTD 318 Oxford Street, London, W1C 1HF Tel: +447700077183. Fax: +442031630202 E-mail: alphaconsultant.samer@gmail.com Hello Dear, I write to you based on a request by an investor who needs to invest his funds in your country. My name is Samer Malkawi, an attorney/solicitor here in London United Kingdom. My Law firm most times represents the interests of very wealthy personalities. Due to the sensitivity of the position they hold in their various societies and the unstable investment environment of their countries, they move majority of their funds into more stable economies and developed nations where they can get good yield for their money. A reserved Client, whom I had personally worked with few years ago with a proposal, recently approached me. What he requested is an individual such as you, who will be willing to receive
By Meme
Thanks for making people become aware of the danger of internet scams. sur Rép : Investment Proposal
By Vannessa Julie
Attention! Attention!! Attention!!! I want to inform everyone that H. A. C. is at it again in changing people's life. I have been searching for job everywhere but all to no avail and everything became worse by the day living from hand to mouth. I couldn't even afford to pay my bills, which lead to my Landlord sending me away from his home. I went to stay with a friend of mine. One faithful morning i was browsing through the internet with my phone seeking for online jobs where i came across a comment of Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from India and also have branches all over the world in which they use in developing there ATM CARDS, and also experts at ATM repairs, programming sur Hello Read Below and it will change your life
By OGUDUGU SPELL CASTER
I don't just know how to start am just short of word's Due to the help of Dr ogudugu,This Dr ogudugu of GREATOGUDUGU@GMAIL.COM/+2348066421534 has brought back happiness into my life that i have lacked for year. My name is Warda Mark am from the United State of America,Am just so happy today and today has been the happiest day of my life and this happiness has brought me joy and am so happy,Because Dr Ogudugu brought back my lover kelvin into my arms without any delay,After my lover left me for good 2years,i was in deep pain and always thinking because i truly loved kelvin,Until a faithful day listen to the radio due to tiredness,Then in which i had a lady shouting in happiness about the great thing Dr ogudugu has done how Dr ogudugu brought back her lover back into her arms within 48hours,when i had that goodness i decided in contacting Dr ogudugu immediately,Because i was desperate in getting in touch with him,So i got in touch with him,Which then i told him my problem and he sur Privileged information, it may impress on you
By Military Hunters
This is my testimony about the good work of a man who helped me..My name is RUTH ATKINSON. and I base in London.My life is back!!! After 8 years of marriage, my husband left me and left me with our three kids. I felt like my life was about to end,and was falling apart. Thanks to a spell caster called papa Justus who i met online. On one faithful day, as I was browsing through the internet, I was searching for a good spell caster that can solve my problems. I came across series of testimonies about this particular spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb, some testified that he can cast a spell to stop divorce and so on. There was one particular testimony I saw, it was about a woman called grace,she testified about how papa Justus brought back her Ex lover in less than 72 hours and at the end of her testimony she drop papa Justus e-mail address. After reading all these,I decided to give papa a try. I contacted him sur Privileged information, it may impress on you (Transfer Bank Scam)
Thursday, June 4, 2015
Attn: Contact Agent For Your Compensation Bank Draft.
Dear Friend Your Compensation Bank Draft.
How are you today? Hope all is well with you and your family? I hope this mail meets you in a perfect condition. I am using this opportunity to thank you for your great effort to our unfinished transfer of fund into your account due to one reason or the other best known to you. I want to inform you that I have successfully transferred the Cheque out of the company to someone else who is capable of assisting me in this great venture. Due to your effort, sincerity, courage and trust worthiness you showed at the course of the transaction I want to compensate you and show my gratitude to you with the sum of $2.500,000.00usd (Two Million Five Hundred Thousand United States Dollars) in respect to your lottery winnings compensation. I have authorized the finance company in the UK where I deposited my money to issue you international certified bank draft cashable at your bank. My dear friend I will like you to contact the finance company for the collection of this international certified bank draft. The name and contact address of the Person with your Cheque is as follows.
Compensation Officer Agent.
Mr.Chris Richard.
Email: compensation_finance_claim_dept@hotmail.com
Contact him with the following information’s
1. Full Name:
2. Residential Address:
3. Phone Number:
4. Fax Number:
5. Occupation:
6. Sex:
7. Age:
8. Nationality:
9. Country:
At the moment, I am very busy here because of the investment projects which I and my new partner are having at hand. Finally, remember that I have forwarded instruction to the finance company on your behalf to send the bank draft to you as soon as you contact them without delay. Please I will like you to accept this token with good faith as this is from the bottom of my heart.
Thanks and God bless you and your family.
Best Regards,
Mr Peter Rollins.
Email analysis :
NOTE : info@compensation.com
NOTE : compensation_finance_claim_dept@hotmail.com
NOTE : Received : from User (host115.46-34-84.rev.eu.terremark.com [46.34.84.115])
NOTE : by ckpmailserver.ckpbank.net
How are you today? Hope all is well with you and your family? I hope this mail meets you in a perfect condition. I am using this opportunity to thank you for your great effort to our unfinished transfer of fund into your account due to one reason or the other best known to you. I want to inform you that I have successfully transferred the Cheque out of the company to someone else who is capable of assisting me in this great venture. Due to your effort, sincerity, courage and trust worthiness you showed at the course of the transaction I want to compensate you and show my gratitude to you with the sum of $2.500,000.00usd (Two Million Five Hundred Thousand United States Dollars) in respect to your lottery winnings compensation. I have authorized the finance company in the UK where I deposited my money to issue you international certified bank draft cashable at your bank. My dear friend I will like you to contact the finance company for the collection of this international certified bank draft. The name and contact address of the Person with your Cheque is as follows.
Compensation Officer Agent.
Mr.Chris Richard.
Email: compensation_finance_claim_dept@hotmail.com
Contact him with the following information’s
1. Full Name:
2. Residential Address:
3. Phone Number:
4. Fax Number:
5. Occupation:
6. Sex:
7. Age:
8. Nationality:
9. Country:
At the moment, I am very busy here because of the investment projects which I and my new partner are having at hand. Finally, remember that I have forwarded instruction to the finance company on your behalf to send the bank draft to you as soon as you contact them without delay. Please I will like you to accept this token with good faith as this is from the bottom of my heart.
Thanks and God bless you and your family.
Best Regards,
Mr Peter Rollins.
Email analysis :
NOTE : info@compensation.com
NOTE : compensation_finance_claim_dept@hotmail.com
NOTE : Received : from User (host115.46-34-84.rev.eu.terremark.com [46.34.84.115])
NOTE : by ckpmailserver.ckpbank.net
UNITED NATIONS SCAM VICTIMS COMPENSATIONS PAYMENTS.
UNITED NATIONS SCAM VICTIMS COMPENSATIONS PAYMENTS.
THIS IS TO BRING TO YOUR NOTICE THAT UNITED NATION IN CONJUNCTION WITH FEDERAL GOVERNMENT OF NIGERIA HAS DECIDED TO COMPENSATE ALL SCAM VICTIMS WITH THE SUM OF 5 MILLION USD. FOR FURTHER INFORMATION CONTACT OUR PRIVATE OFFICER :
SIR LEVI IBEH:
EMAIL: sirleviibeh@yahoo.co.nz
TEL:+234-8171174463.
YOU WILL RECEIVE YOUR COMPENSATION PAYMENT THROUGH ATM VISA CARD PAYMENT. YOU WILL BE DETAILED WITH MODALITIES AS SOON AS YOU CONT THE PRIVATE OFFICER OF THE UNITED BANK OF AFRICA.
SINCERELY YOURS,
MRS.INGA-BRITT AHLENIUS
UNITED NATIONS.
Email analysis :
NOTE : sirleviibeh@yahoo.co.nz
NOTE : backup@shinning.com.cn
NOTE : Received : from User (host62-226-static.240-95-b.business.telecomitalia.it [95.240.226.62])
NOTE : by makomako.ru
THIS IS TO BRING TO YOUR NOTICE THAT UNITED NATION IN CONJUNCTION WITH FEDERAL GOVERNMENT OF NIGERIA HAS DECIDED TO COMPENSATE ALL SCAM VICTIMS WITH THE SUM OF 5 MILLION USD. FOR FURTHER INFORMATION CONTACT OUR PRIVATE OFFICER :
SIR LEVI IBEH:
EMAIL: sirleviibeh@yahoo.co.nz
TEL:+234-8171174463.
YOU WILL RECEIVE YOUR COMPENSATION PAYMENT THROUGH ATM VISA CARD PAYMENT. YOU WILL BE DETAILED WITH MODALITIES AS SOON AS YOU CONT THE PRIVATE OFFICER OF THE UNITED BANK OF AFRICA.
SINCERELY YOURS,
MRS.INGA-BRITT AHLENIUS
UNITED NATIONS.
Email analysis :
NOTE : sirleviibeh@yahoo.co.nz
NOTE : backup@shinning.com.cn
NOTE : Received : from User (host62-226-static.240-95-b.business.telecomitalia.it [95.240.226.62])
NOTE : by makomako.ru
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