Monday, March 31, 2014

robot

ter his enthusiasm of the sEts during the war) that the issues between Slavery and Abolition would, in a very few years, come to a tremendous crisis and not less tremendous arbitrament, and that the great majority of the most trained and influential British opinion would then be found on the side of the champions of Slavery, and against those of Abolition, the prediction would have been universally treated by Englishmen as an emanation and a proof of the most grovelling malignity, not less despicably silly than shamelessly calumnious. The time of trial came; and what no one would have ventured to suggest as conceivable proved to be the actual and positive truth. There must have been some deep-lying reason for this,--some reason which remained latent below the surface as long as the United States were regarded as one integral community, but which asserted itself as soon as Abolition and Slavery became identified, on the one hand, with national indivisibility, and, on the other, with disruption. It seems impossible to doubt, that, had the maintenance or the dissolution of slavery been the sole question, England would have continued true, without any noteworthy defection, to her traditions and professions reprobating slavery; and that, as she did not decisively so continue, other incentives must have intervened,--the cause being in fact tried upon a different issue. Wherefore? It is to that question that I now address myself. Four motives appear to me to have been puissant in indisposing Englishmen to the Northerners. I speak generally of all such British men and women as sided with the South, and whom I imagine to have been not much less than half the whole number of those who took sides at all,--but more especially of the class in which Southern sympathy was the very prevalent rule, and Northern sympathy the scanty exception. This class comprehended the members of the leading professions, army, navy, church, and bar, the writers upon events of the day in newspapers and elsewhere, and, broadly speaking, the moneyed and leading social circles,--in short, "the upper classes"; and, to trust my own experience, not only these, but the great bulk of, at any rate, the professional middle class as well. For instance, in the Government office to which I belong, comprising some hundreds of _employes_, of whom a tole

RE;YOUR CONTRACTUAL PAYMENT

FROM THE DESK OF DR.PATRICK BENSON.
CHIARMAN CONTRACT AWARD COMMITTEE
NIGERIAN NATIONAL PETROLEUM CORPORATION (N.N.P.C)
OUR REF: CAC/OHG/OXD1/13
YOUR REF:.................
PAYMENT FILE: CAC/BEN/13.
TO YOUR ATTENTION.

BENEFICIARY,

YOUR CONTRACTUAL PAYMENT

This is to notify you of a new order on the release of your fund. You have been reported to be sick and hospitalized for about Two months now by your representative Engr. Williams Okon and your partner Mr. Marvyn Jon King of Canada forwarding the below account for the transfer of Part payment of $5.5M USD of your approved fund as instructed by you with power of attorney tendered to us. Please Verify these information:

BANK OF AMERICA USA.

452 NORTH HILTON, BALTIMORE MD 21229-2706
SWIFT CODE; NRABUS 33
CREDIT TO; FINANCIAL BANK SWIFT CODE; F I B B B J B J
ACCOUNT NO; 5 5 1 3 9 6 7 8
BENF; EXPRESS CASH.

I wish to inform you that you're (US$5.5M) outstanding payment has been approved and ready to be paid by Bank to Bank Transfer.I will require you to get back to this office with your decision in regard.

Thank You.

Dr.PATRICK BENSON

CONTACT THE DHL COURIER COMPANY FOR YOUR PACKAGE.

Good Day!

I have been waiting for you since to come down here and pick your Cashiers Cheque but did not hear from you since that time. So i went to the bank to confirm if the draft is getting close to expire and the Manager of the bank told me that before the draft will get to your address that it will expire. Then I told him to help me and cash the bank draft of $4.5 million to cash payment.However,I have successfully cashed the draft and packaged your Cash in a Cargo box and had registered it in the DHL EXPRESS COURIER COMPANY here in Benin Republic because I will travel soon to see my boss and will not come back soon. You have to contact the DHL EXPRESS COURIER COMPANY to know when they will deliver your package to your address. I have paid for the delivering charges and insurance fees. The only money you have to send to them is their SECURITY KEEPING FEE to receive your package and as i do not know when you will be contacting them. HERE IS DHL EXPRESS COURIER COMPANY ADDRESS BELOW/

NAME: DR JERRY COOk
E-MAIL: (dhlcoureiacompany1@barid.com )
CONTACT PHONE NUMBER;+229-98436119

Please, Send them your contacts information to able them locate you immediately they arrived in your country with your BOX.This is the information they need from you.

YOUR FULL NAME...........................
YOUR DELIVERY ADDRESS.................
YOUR CELPHOEN....................
OCCUPETION...............
AGE................
SEX...................

Try to contact DHL EXPRESS COURIER COMPANY as soon as possible to avoid increasing the security keeping fees. I gave them your delivering address but you have to reconfirm it to them again to avoid any mistake in the delivery Note; I didn't tell the DHL EXPRESS COURIER COMPANY that it's money inside the box, I registered it as a package of an African cloths/Family Valuables. This is to avoid delaying or any upfront problem during the delivery,So do not let them to know that the package contents money inside until you have received it in your house address ok and this is the code which you send to them for Reference code(XDT477).

Do let me know as soon as you received your package. Contact me by email ok.

Best Regards,
Mr. David Mark(ESQ)

RECUPERE MAS... INVIERTA MENOS.

Estimado Empresario:

Me pongo en contacto con usted con el objeto de saludarle y hacerle llegar nuestra promoción actual de honorarios preferenciales:

--Usted pagara solo el 8% de honorarios sobre recuperación--

En Gueco queremos apoyarlo a tomar decisiones cuanto antes en contra de sus deudores morosos. Usted cuenta con un equipo de Abogados e investigadores en toda la Republica, que enfrentaran a esos deudores que se esconden y no quieren pagar. Primero lo hicimos FÁCIL, ahora lo hacemos ECONÓMICO………. YA NO LE DE MAS TIEMPO A SUS DEUDORES, NO DEJE QUE SE HAGAN INCOBRABLES, ……… SERA UN PLACER SERVIRLES……………..

Saludos

GUECO... Su solución en cobranza.
Sistema de Email Marketer

Dear Beneficiary, Your Visa Card Is Now Ready

BANQUE REGIONALE DE SOLIDARITE-BANK
144 AVENUE VAN VOLEN HOVEN
01-BP097 COTONOU

Re:Immediate ATM DEBIT Inheritance Cash Card Payment Notification This is to officially inform you that we have verified your inheritance file and found out that why you have not received your Inheritance payment is because you have not fulfilled the obligations given to you in respect of your compensation inheritance payment. We Wish To Bring To You The Solution To This Problem. Right Noa We Have Arranged Your Payment Through Our Swift Card Payment Centers, That Is The Latest Instruction From Economic Communion Of Lest African States (ECOWAS) I wish to advise you that such an illegal act have to stop if you wish to receive your payment since we have decided to bring a solution to your problem. Did you authorized Mr. Hall Chop to receive your fund in your behalf he send his Details in China?) To send the atm card to him. If you did not authorized Mr David Chop to receive your money on your behalf, You are advise to get back to us very fast with your below information. Contact person ....Dr PASTOR JOHN PAUL

Email (pastorjohnpaul@ymail.com)Phone +22968815569

1. Your Name
2. Phone and fax number
3. Address were you want them to send the ATM VISA CARD to (p.o box is not acceptable)
4. Your age and current occupation
5. Attach copy of your identification

We have been instructed to issue out $4,500,000.00 as part payment for this year 2014. Also for your information you have to stop any further communication with any other person(s) or office(s) to avoid any hitches in receiving your payment.Use (0709) so you have to indicate this code when contacting the card center by using it as your subject. Note that you are to take care of the Courier Shipment Fee ONLY $155.

International Settlement Dept
Mr Michael John

---
This email is free from viruses and malware because avast! Antivirus protection is active.
http://www.avast.com

CONFIDENTIAL RESPONSE!!!

JEFFREY ALLEN JONES.
EMAIL: jeffreyallen.jones@outlook.com
Direct Phone Number: +27 842319274

Greetings,

I am JEFFREY ALLEN JONES, Head Accounts Management Section of a well-known Bank here in South Africa .One of our accounts with holding balance of US$10,000,000 (Ten Million United States Dollars) has been dormant and last Operated in the past eight (4) years. From investigations and confirmations, the owner of this account is a German Foreigner by name Adolf Merckle aged 74 years old, who committed suicide on January 5th 2009 after his business empire, ran into trouble in the global economic financial crisis. Please refer to the news website below to read more about our late client.

http://news.bbc.co.uk/1/hi/business/7814257.stm

Since then nobody has done anything as regards to the claiming of this money as he has no family member here in South Africa that is aware of the existence of either the account or the fund. Several attempt to trace any of his relative proof abortive and also Information from the National Immigration office states that late Adolf Merckle was alone on point of entry into South Africa.

Our Financial Institution is presently and by law the custodian of the money belonging to the deceased, whose account I am responsible for monitoring and officiating. The present mandate I have to present a credible beneficiary opens the way for us to take advantage of the situation and use the money to positively affect the lives of many instead of allowing the funds to be completely lost, since no one knows about the money and no one will come forward to claim the money as we already know.

I have confidentially discussed this issue with some of the bank officials and we have agreed to find a reliable foreign partner to deal with. We thus propose to do business with you, standing in as the next of kin of this fund from the deceased and fund released to you after due processes have been followed.

Be informed that there is no risk involved in this transaction, it has nothing to do with Drugs, Arms or Money Laundry, and thus you need not be afraid. Hence we honestly seek your confidence, cooperation and secrecy to ensure 100% success in this transaction, I LOOK FORWARD TO BUILD A PROSPECTIVE BUSINESS RELATIONSHIP WITH YOU AS SOON AS YOU GET BACK TO ME WITH THE BELLOW INFORMATION.

Full names:
Telephone number:
Sex/Age:
Occupation:
Country and Residential address:

Sincerely,

JEFFREY ALLEN JONES.
Email: jeffreyallen.jones@outlook.com

Alibaba phishing


Alibaba.com

Account Verification Process
Thank you for being a long-standing member of Alibaba.com

To keep you up-to-date with what is happening in your preferred industry at Alibaba.com.

Download the supplier verification form

Best & Warm Regards,

Alibaba.com Service Team

Read our Privacy Policy and Terms of Use.
Alibaba.com Hong Kong Limited (24/F Jubilee Centre, 18 Fenwick Street, Wanchai, Hong Kong)
,

< form.html > copied to http://pastebin.com/b0p72QCt

Alibaba.com phishing redirect to http://ultrravisionhousing.com/images/soj.php

Sunday, March 30, 2014

Mrs.Delty Johnson...REPLY BACK

From Mrs Delty Johnson

PLEASE LET ALL YOUR RESPONSE BE ON MY PERSONAL EMAIL ACCOUNT deltyjohnson127000@aol.fr

Dear Beloved Friend

This business proposal to you is strictly confidential, with due respect. Sorry at this perceived confusion or stress may have receiving this letter from me, Since we have not known ourselves or met previously. Despite that,I am constrained to write you this letter because of the urgency of it.By way of self introduction, I am Mrs.Delty Johnson, the wife of late Brigadier - Gen.Mark Johnson former ECOMOG ARMY COMMANDER West African peacekeeping force in Liberia who died in the Liberia civil disturbance [War]. My daughter and I is trapped in obnoxious custom and traditional norms.

We have suffered maltreatment and untold hardship in the hands of my late husband's family, simply because I did not bear a male child [heir apparent] for my late husband. By tradition, all that my late husband had, [wealth] belongs to his brothers/family. And myself is to be remarried by his immediate younger brother which I vehemently refused. They have taken all that I suffered with my husband to acquire including treasures, houses and his bank particular seized by them.

I wanted to escape to your country with my only child on exile, but again they conspired and stole my international passport and other traveling documents to further frustrate me. Thank God, two weeks ago, I received Key Text Code from a Finance Vaulting Unit IN EUROPE that my late husband deposited U.S $30 Million cash with this Finance Vaulting Unit. It has therefore, become very necessary and urgent to contact someone, a foreigner like you to help me receive/secure these funds overseas in a reliable bank Account (presumably an empty Bank Account, if available) and to help invest it on our behalf as well,while we find a way of getting out to meet with you in your country. These funds are kept on an "OPEN BENEFICIARY MANDATE"with the Finance Vaulting Unit in EUROPE to avoid detection, seizure or diversion. Ihave had several telephone discussions with the Officer incharge of the
Finance Vaulting Unit in EUROPE, who has express willingness to help me on meeting the company's demands. This is why I have contacted you to help save me and my only child to receive these funds on our behalf. But, you would need to give me sufficient assurance that if you help me, you would not divert the funds. Me and my child have resolved to give you 40% of the total sum and 10% set aside for any expenses that occure by you will be refunded back to you. For this is all me and my child have got to live on.

Please, I have reposed my confidence in you and hope you will not disappoint me. I look forward to your urgent response, including your full mailling address indicate your private phone / mobile numbers and also your fax number for easier communication. Please note that this project is 100% risk free but you must keep it very secret and confidential with strong assurance that you will not let me down at all.

NB: The secret codes and the Pin Number for this fund are safely kept with me which I can give you as soon as you express desire to help me.

Stay blessed.

Mrs.Delty Johnson

PLEASE LET ALL YOUR RESPONSE BE ON MY PERSONAL EMAIL ACCOUNT deltyjohnson127000@aol.fr

ASSISTANCE ON BILATERAL BUSINESS RELATIONSHIP.

From The Desk of NNPC Board
Contract Award Tender Committee
Members NNPC Annex Headquarters
Falamo. Lagos Nigeria.

ATTENTION: Sir/Madam

I Dr Benson Giwa, on behalf of my other colleagues from different organs of Federal Government of Nigeria (FGN) owned ministries decided to solicit your assistance as regards transfer of the above-mentioned amount into your bank account.This fund accrued from over invoicing of various contract awarded in my ministryNigerian National Petroliem Co-opration (NNPC) to certain Foreign Contractors some years ago. We,as holders of sensitive position in various ministries were mandated by the Federal Government of Nigeria to scrutinize all payments made to certain foreign Contractors, we then discovered that some of the contracts commissioned were grossly over-invoiced either by omission or commission, In the process the sum of US$38,5M (Thirty-Eight Million,Five Hundred Thousand US Dollars only)was found lying in NNPC suspense account After the foreign contractors has been paid their rightful dues for executing the said contracts. We all then agreed that this over-invoiced amount should be transferred(for our own use) into a bank account to be provided by a trustworthy foreign partner like you, because we are government workers and the Code of Conduct does not allow us to operate foreign accounts. Thus we are seeking your unwavering assistance that the total amount of US$US$38,5M can be speedily processed and fully remitted into your nominated bank account.We have agreed that 40% of the total sum goes to you for your involvement and the expenses you will incur to see the successful end of the transaction.So far,much have been said and due to our sensitive positions,we cannot afford a sleep in this transaction neither can we give out identity as regards our respective offices,but whereby cordial relationship is established,smooth operations commences, you will be furnished with details of all you deserve to know.I am at your disposal to entertain any question from you with respect to this transaction, so contact me immediately through my e-mail for further information and procedure to execute this transaction.

In your reply please endeavor to send me the following information.

1.YOUR COMPANY NAME OR BUSINESS NAME IF ANY
2.FULL NAME AND PERSONAL ADDRESS.
3.YOUR PRIVATE PHONE, FAX NUMBERS.
4.YOUR BANKING DETAILS

Please,treat with secret,confidential and utmost urgency.

Yours sincerely,
Dr Benson Giwa

Dear God Sent

Dear God Sent,

I will apologies for my intrusion of your privacy since we haven't meet physically before actually I am Reverend Victoria Natalia Orphan. I am 71yrs presently, suffering from long time Ear cancer. I was born here orphan, loved to serve needy once with faith and my ability from God. I have lived with the memories, histories,love to live normal life but all to no avail. I spent allot of time suffered psychologically and mentally and shortly was diagnosed of Pancreatic Cancer according to physicians. I lived with faith from God praying earnestly for God intervention, till it came to pass this morning doctor informed me that I have some months to live I was not surprised, believing the news in good faith because I already notice my condition not improving rather get worse every minute of the day. After the death of Mr. Tracy Obado who was a good man,hard working and faithful to me, whom i planned to inherits all my wealth, felt so disappointed death took him unaware. With this little challenge, i decided to use my saved funds to contribute to Charity Organizations,Less-privileged ,Widows ,Motherless and Sick people for development of the churches in the WORLD. I choose you after several prayers through internet, I am willing to donate the sum of {£4,000.000.00 } FOUR Million British Pounds Sterling to you for above stated purpose, 35% of this fund shall go for you and family & remaining 75% is for work of God for Charity use in your Country.

In your return mail i want you to send me

Your Real Names...
Home/Office Address?..
Age.....
Religion....
Phone and a photo of you

so i could know who i'm dealing with and if your faith could not bear my proposal then ask God for help. Once I receive your response, I shall inform you on how this Charity funds come to you in a successful process but all I need from you is Honesty,Truthfulness and Sincerity assuring me that you will in all honesty and obedience utilize this Charity funds as I instructs you. In any a case, your response from you will be highly appreciated as I'am already asking God to take me because of my present date. My reasons because I realized that wealth acquisition without CHRIST is Vanity upon Vanity. I Pray May God Almighty give more Grace power to carry HIS work and
the Grace of our Lord Jesus Christ, the love of God, and the fellowship of the Holy Spirit be with you,your family and Church Parish in Jesus Name Amen.

yours in Thy Lord,

Reverend Victoria Natalia.

Reply to ( victorianatalia1@gmail.com )

Beneficiary ...Approved Payment 116T

Good Day,

This is to inform you that I came to Nigeria yesterday from Canada, after series of complaint from the FBI and other Security agencies from Asia,Europe, South America and the United States of America respectively, against the Federal Government of Nigeria and the British Government for the high volume of fraudulent activities going that is on in these two nations. For more information about me kindly click on the below link or copy and paste on your web browser.

http://www.un.org/Depts/oios/pages/usg.html

Right now, as directed by UN secretary General named Ban Ki-Moon we are working in collaborations with the Nigerian Financial Crime Commission/agencies and we have decided to waive away all your clearance fees/Charges and authorized the Government of Nigeria to effect your overdue payment worth $10.5M only into your account without any delay as approved and instructed by CANADIAN government and UNITED NATIONS. But the only fee you will pay to receive your fund is the Notarization fee. Upon your request, I will tell you the amount and also send you the payment information you will use in sending the Notarization fee.All approved payment will be drawn at the ADB/UN bank account at (BDM) and you will be advised within 24 hrs Sincerely, you are a lucky person because I have just discovered that some top Nigerian and Canadian Government Officials are interested in your fund and they are working in collaboration with One Mr. Richard Graves from USA to frustrate you and thereafter divert your fund into their personal account. Note that I have a very limited time to stay in Nigeria here so I would like you to urgently respond to this message with your full name, full address,direct phone number so that I can advise you on how best to confirm your fund in your account within the next 72 hours. Once again, the only fee you will pay to receive your fund is the Notarization fee. Upon your request, I will tell you the amount and also send you the payment information you will use in sending the Notarization fee.

You can reach me with below information:Email: carmanllp@outlook.com

We expect your swift response.

Sincerely yours,
Ms. Carman L.Lapointe
Head Of United Nations Under-Secretary
General For Internal Oversight Services

Saturday, March 29, 2014

James Obiaha Ch

Dear Friend,

Let me start by introducing myself,I am Barrister James Obiaha from Lome Togo. I am writting you this letter based on the latest development, which I will like to bring to your personal edification.($5,000,000). This fund was lodged by my late client and his bank has invited me to present the beneficiary for the fund. This is a legitimate transaction and I agreed to offer you 40% of this money as my foreign partner after confirmation of the fund in your bank account, If you are interested,get back to me with the following details below.

(1)Your age........
(2)Your occupation.....
(3)Your marital status.....
(4)Your full residential address.......
(5)Your private phone and fax number and your complete name.......

This is not a joke. You can come here and we go to the bank together. Or i send you the Application Text that you wil fill and send to the bank and the transfer
will be made without your presence here. All that is important is your honesty and co-operation. As soon as I receive these data, I will forward to you the application form which you will send to the bank.

Thanks alot.
James

E-mail : obiahaj@yahoo.com,info@st68.arena.ne.jp
Note : Received: from unknown (HELO User) (test@ra-ku-ya.com@75.145.160.209)
Note : by prosv3.tok2.com
Note : from prosv3.tok2.com (202.147.63.61)

Payment

ATTN DEAR:

WE FINALLY CONCLUDED TO EFFECT YOUR PAYMENT OF (US$1,5M) VIA MONEY GRAM OFFICE THIS MORNING AS THE BEST AND EASIER WAY TO CASH YOUR FUNDS IN ANY OF YOUR NEAREST MONEY GRAM OFFICE IN YOUR CITY,

WELL BASED ON MY AGREEMENT WITH MONEYGRAM DIRECTOR, Mr.Larry Anderson, YOUR TRANSFER WILL START IMMEDIATELY YOU CONTACT HIM WITH ALL YOUR INFORMATION AS FOLLOW

YOURNAME___________
YOUR HOME ADDRESS_______
YOUR COUNTY/CITY___________
YOURAGE/SEX_____________
DIRECT PHONE NUMBER_______
ID COPY_______
OCCUPATION_______

MONEY GRAM OFFICE:
CONTACT PERSON: Mr.Larry Anderson
E-MAIL: mondayg.m@admin.in.th
PHONE NO +229 68631694

YOUR FUNDS AMOUNT DEPOSITED IS US$1.5million

BEST REGARDS,

Mrs Maria Jonathan

YOUR RESPONSE IS NEEDED.

Dear Friend,

Good day and compliments, I know this letter will definitely come to you as a surprise, but I implore you to take the time to go through it carefully as the decision you make will go off a long way to determine my future and continued existence.Please allow me to introduce myself.I am CAPTAIN GREG, in 4th Battalion, 64th Armored Regiment unit here that Patrols the helmand province, Afghanistan. I am desperately in need of assistance and I have summoned up courage to contact you. I am presently in Afghanistan and I found your contact particulars in an address journal. I am seeking your assistance to evacuate the sum of $25m (Twenty five Million United States Dollars) to you,as far as I can be assured that it will be safe in your care until I complete my service here. This is no stolen money and there are no dangers involved.

SOURCE OF MONEY:

Some money in US DOLLARS was discovered and concealed in barrels at a location in helman province when we conducted a foot patrol and it was agreed by all party present that the money be shared amongst us.This might appear as an illegal thing to do but I tell you what? No compensation can make up for the risks we have taken with our lives in this hellhole.The above figure was given to me as my share and to conceal this kind of money became a problem for me, so with the help of a Canadian contact working with the UN here (his office enjoys some immunity) I was able to get the package out to a safe location entirely out of trouble spot. He does not know the real contents of the package as he believes that it belongs to an American who died in an air raid, who before giving up trusted me to hand over the package to his close relative. I have now found a secured way of getting the package out of Afghanistan for you to pick up. I do not know how long I will remain here, as I have been lucky to survive 2 suicide bomb attacks by Pure Divine intervention. This and other reasons put into consideration have prompted me to reach out for help. If it might be of interest to you then Endeavor to contact me immediately and we would work out the necessary formalities but I pray that you are discreet about this mutually benefiting relationship.

Respectfully,
Capt Greg Schneider.

United States Soldier:Afghanistan

Rép : Thanks for your update

Attn: Sir,

Thank you for your reply on tagged. Without wasting much of my time and yours, I will have to go straight to the point. My proposition is simply and straight. I am Bar. Paul Thomas from United Kingdom. I represent a refugee client of my, who is an asylum applicant from the Republic of Syria. I write to inform you of my client desire to invest in real estate and property development in your country with the funds valued US$15,300.000 deposited in one of the leading banks in Asia by the father, and with the name of my client Mr. Sher

My client Mr. Sherrif Mahmoud is the first son and only surviving child of Sheikh Mohmoud of Syria who was an agriculturist. My client's father Sheikh Mahmoud was killed alongside with his wife and two daughters by extremist with intention of using their family wealth in the pursuance of this menace you read and hear about every day.

By making the matter simple, my client being an asylum applicant has given me the power of attorney to solicit your assistance in securing what isleft of their family funds deposited abroad. I have all the vital documents covering the deposit. Kindly indicate your willingness to participate in this business project by making available the following

1. Full names and Address
2. Your personal telephone number.
3. Your occupation.

My client has agreed to give 15% of the total funds for your business participation. Upon the receipt of your interest, I will furnish you with further details and also the relevant claim documents.

I will be waiting for your urgent response.

Best regards,
Bar. Paul Thomas.

This email is free from viruses and malware because avast! Antivirus protection is active. http://www.avast.com

信息处理

TO:经理/财务
本公司精通各类公司的帐务处理、专业提供财务代理、代购(开)发/P!
重点服务项目:
可开(商品销售嘌);(广/告业、服务业、建筑安装、住宿,技术服务,咨询培训,展览宣传,租赁等);
需要办理请联系:
联系电话:13686487897,
联系人:(李先生)

Please Your Urgent Attention Is Needed.

We wish to inform you that the diplomatic agent conveying the consignment box valued the sum of $10.5 Million United States Dollars misplaced your address and he is currently stranded at your international airport right now call his phone Number. We required you reconfirm the following information's below so that he can deliver your consignment box to you today 918 715 5738

NAME: ==================
ADDRESS: ===============
MOBILE NO.:=============
NAME OF YOUR NEAREST AIRPORT:========

Please do contact the diplomatic agent with the email below with the information's required.

Contact Person: Mr. William Able
EMAIL williamable14@gmail.com

For security reason read bellow:- I did not let the delivery Agent knows that your consignment box contain the above mentioned amount of United States Dollars and on No circumstances should you let him know content is $10.5M USD(CASH). The consignments was moved from here as family treasures, so never allow him to open the box until it get to your base.This is for security reason. Just supply the above requirement infos and also use the CODE as a subject matter to him:- CONIGNMENT CODE:CAF/XX/05.

Regards
Thanks.
+229 68363855
Dr James Mike.

Friday, March 28, 2014

Your Inheritance/Winning payment

Hello,

We wish to inform you that the United Nations (UN) has taken over the Inheritance/Winning payment issue which you currently or previously had with your transaction agents. Your funds was withdrawn by UN on your behalf based on the fact that you where subjected to too many processes that will make you spend more money before receiving your funds. Your Inheritance/Winning payment was paid out to the United Nations Organization, and they have succeeded in depositing your funds enclosed ATM CARD. Please contact our Release Agent with the details below:Name: Mr.John William.

Email: johnwilliam2004@yeah.net
Telephone: +229 9911 7395

Regards,
Michael GREEN

Federal Bureau of Investigation F B I

Anti-Terrorist And Monetary Crimes Division
FBI Headquarters, Washington, D.C.
Federal Bureau Of Investigation
J.Edgar Hoover Building
935 Pennsylvania Avenue, Nw Washington, D.C. 20535-0001

ATTENTION: BENEFICIARY

This e-mail has been issued to you in order to officially inform you that we have completed an investigation on an International Payment in which was issued to you by an International Lottery Company. With the help of our newly developed technology (International Monitoring Network System) we discovered that your e-mail address was automatically selected by an Online Balloting System, this has legally won you the sum of $2.4million USD from a Lottery Company outside the United States of America. During our investigation we discovered that your e-mail won the money from an Online Balloting System and we have authorized this winning to be paid to you via INTERNATIONAL CERTIFIED BANK DRAFT. Normally, it will take up to 5 business days for an INTERNATIONAL CERTIFIED BANK DRAFT by your local bank. We have successfully notified this company on your behalf that funds are to be drawn from a registered bank within the world wined, so as to enable you cash the check instantly without any delay, henceforth the stated amount of $2.4million USD has been deposited with IMF. We have completed this investigation and you are hereby approved to receive the winning prize as we have verified the entire transaction to be Safe and 100% risk free, due to the fact that the funds have been deposited with IMF you will be required to settle the following bills directly to the Lottery Agent in-charge of this transaction whom is located in Cotonou, Benin Republic. According to our discoveries, you were required to pay for the following,

(1) Deposit Fee's ( IMF INTERNATIONAL CLEARANCE CERTIFICATE )
(2) Shipping Fee's ( This is the charge for shipping the Cashier's Check to your home address)

The total amount for everything is $98.00 We have tried our possible best to indicate that this $98.00 should be deducted from your winning prize but we found out that the funds have already been deposited IMF and cannot be accessed by anyone apart from you the winner, therefore you will be required to pay the required fee's to the Agent in-charge of this your transaction In order to proceed with this transaction, you will be required to contact the agent in-charge ( Mr. Henry Ben ) via e-mail. Kindly look below to find appropriate contact information:

CONTACT AGENT NAME: Mr. Henry Ben
E-MAIL :( henryben@manager.in.th )

You will be required to e-mail him with the following information:

FULL NAME:
ADDRESS:
CITY:
STATE:
ZIP CODE:
DIRECT CONTACT NUMBER:
OCCUPATION:

You will also be required to request Western Union or Money Gram details on how to send the required $98.00 in order to immediately ship your prize of$2.4million USD via INTERNATIONAL CERTIFIED BANK DRAFT from IMF, also include the following transaction code in order for him to immediately identify this transaction: EA2948-910.Contact him now with this email... henryben@manager.in.th This letter will serve as proof that the Federal Bureau of Investigation is authorizing you to pay the required $98.00 ONLY to Mr. Henry Ben information in which he shall send to you,

Federal Bureau of Investigation F B I
Hon. James Comey,
Welcome once more to FBI

YOU WON 2014 PROMOTION

COCA COLA 2014 PROMOTION

This is to inform you that your email id has been selected for this 2014 CoCa Cola promo award, The email ballot system promotion from our company here in Thailand (ASIA) with a cash prize of 1,000,000 Dollar.You are to contact your fiduciary agent for the release of your cash prize . Secret pin code D/M00147C.

CONTACT YOUR FIDUCIARY AGENT WITH THE REQUIRED
INFORMATION BELOW INCLUDING YOUR SECRET PIN CODE.

Name in full:
Address:
Sex:
Age:
Personal Number:
Country:
Secret Pin code:

The required details above you have to send it to your
agent via email with the below email address.

Name: Mr.Thaksin Preecha.
Email: thaksin.preecha@yahoo.com.hk

Send an e-mail to your claims officer with the contact details above.

Regards,
Mr.Saguado Kelvin
Online Co-ordinator
Congratulation once more from CoCa Cola promo

Kind Reminder

Please,

I wish to notify you again that you were listed as a lawful Heir/Beneficiary to the total sum of ?12,700,000.00 (Twelve Million, Seven Hundred Thousand Euros).
A regular mail was dispatched to you but I received no response from you. We request you to kindly acknowledge this email to enable us process your inheritance.

Please get back to me so I can direct you on how the funds can be paid to you without any delay.

Kind Regards,
Barr. Louis Valdez.

Shipping services

Dear,

Do you have any buyings from China? please visit our website at www.***.com for shipping services.

Thanks.

Herry.Chen

ShenZhen Egiaye Co.,Ltd.
Telefon.: +86 – 755 2641 5833
Mail: herry@eiecl.com
Bote: cmig_herry@hotmail.com
Skype: Herry.Chen
Webseite: www.***.com

Membership of WCA / FIATA / IATA / ALA / WIFFA.

Sorry for my liberty of writing you this mail, if you are insterested in us, please unsubscribe it via mail reply, thanks for your understanding.

YOURS SINCERELY, Mr Joseph E. Stiglitz.

YOUR PAYMENT NOTIFICATION
INTERNATIONAL MONETARY FUND (IMF)
East Acton London W3 7DS
England,United Kingdom
Internal Audit, Monitoring,
Consulting and Investigations Division

From: Mr Joseph E. Stiglitz

Hello Unpaid Beneficiary

This is to inform you that I came to Nigeria yesterday from London,after series of complains from the FBI and other Security agencies from Asia, Europe,Oceania, Antarctica,South America and the United States of America respectively,against the Federal Government of Nigeria and the British Government for the rate of scam activities going on in these two nations.I have meet with President GoodLuck of Nigeria who claimed that he has been trying his best to make sure you receive your fund in your account. Right now,as directed by our secretary general Mr. Ban Ki-Moon,We are working in collaborations with the Nigerian Economic and Financial Crime Commission (EFCC) and have decided to authorize the Government of Nigeria to effect the payment of your unpaid fund of $15.5M approved by both the British/United States government and the UN into your account without any delay. Sincerely,you are a lucky person because I have just discovered that some top Nigerian and British Government Officials are interested in your fund and they are working in collaboration with One Mr.Ray Cleams and others from USA to frustrate you and thereafter divert your fund into their personal account. I have a very limited time to stay in Nigeria here so I would like you to urgently respond to this message so that I can advise you on how best to confirm your fund in your account within the next 72 hours.

YOURS SINCERELY,
Mr Joseph E. Stiglitz.
General for Internal Oversight

RELEASE OF YOUR OUTSTANDING PAYMENT;TREAT AS URGENT

Attn: Beneficiary

Indicating this code (011887) to western union money transfer, The United Nations COMPENSATION UNIT Benin republic, are here to notify you of your payment inherited funds of (US$ 1.5mllion US Dollars) after the meeting held on 20th January 2014 His Excellence the PRESIDENT OF FEDERAL REPUBLIC OF BENIN DR YAYI BONI. has Instructed this Department to send your funds through Western Union money transfer for easier receive of your inherited funds without any further delay. to avoid paying money to the fraud stars that is going on through the global. you are required to send your name and address were you want your fund to be send through western union the maximum amount you will be receiving each send starting from tomorrow is the sum of $5000.00. and you will receive it twice per day contact Sr San Francisco with your full information listed bellow Receiver name.

Beneficiary Full Name--------------------------
Country Address--------------------------------
City-------------------------------------------
AGE--------------------------------------------
SEX--------------------------------------------
Tel phone--------------------------------------

CONTACT PERSON: San Francisco
Sr. Mobile and Online Technical Project Manager
EMAIL: w_unionbank01@yahoo.in

As soon as the required information is send today for the renewing and reconfirming the payment file of your funds you will start receiving your funds as from tomorrow. Send the information to the western union they will give you information for the payment.

Thanks
Yours in service.

YOU WILL NOT PAY ANY FEE OR ANY CHARGES INVOLVE

Hello dear,

This bank has an instruction to see to the immediate release of the sum of (US$1.5Million) claims, that has been held on since it has to be transferred into your bank Account from their Domiciliary Account with this bank. We were meant to understand from our findings that you have been going through hard ways by paying a lot of charges to see to the release of your funds from different banks here in Africa, which has been the hand work of some miscreant elements from this country and corrupt bank officers.

I CAN ASSURE YOU THAT I WILL PERSONALLY HANDLE ALL THE EXPENSES IN THIS TRANSACTION, YOU WILL NOT PAY ANY FEE OR ANY CHARGES, I WILL HANDLE ALL DOCUMENTS EXPENSES MYSELF SO DO NOT BE AFRAID, ALL I NEED IS YOUR HONEST AND TRUST TO HANDLE THIS PROJECT.

I will advice that you stop further communication with any correspondence from them,or anywhere concerning your funds, it was due to running around and trying my possible best to see that your fund is finally transferred to your bank account, i have been occupied with for some months now all in the name of making sure we get a successful result,never the less i have a good news for you. i have been able to locate a good financier who has agreed to give us a loan so as to be able to get the fees required payed.i will want you to get back to me for further update and instruction in regards to the loan firm.

If you are willing to handle this project with trust, then send me below information so I will submit the bank for the transfer to your account.

( 1 ) FULL NAMES:
( 2 ) RESIDENTIAL ADDRESS:
( 3 ) CELL PHONE NUMBERS:
( 4 ) OCCUPATION:
( 5 ) DATE OF BIRTH:

ALSO SEND THE ACCOUNT INFORMATION FOR THE WIRE TRANSFER OF THE (US$50,000.00) TO YOUR ACCOUNT FOR THE PROJECT.

( 1 ) NAME OF YOUR BANK:
( 2 ) PHYSICAL ADDRESS OF YOUR BANK:
( 3 ) COUNTRY:
( 4 ) STATE:
( 5 ) CITY:
( 6 ) ZIP CODE:
( 7 ) ACCOUNT NAME:
( 8 ) ACCOUNT NUMBER:

IF YOU HAVE A COMPANY'S ACCOUNT, THAT WILL BE MORE BETTER FOR THIS KIND OF FUNDS, BUT IF YOU DO NOT HAVE THEN SEND YOUR PERSONAL ACCOUNT. NOTE THAT YOU WILL NOT PAY ANY FEE, ALL FEES AND DOCUMENTS TO PROTECT THIS (US$50,000.00) IN YOUR ACCOUNT WILL BE MADE AVAILABLE BY THE LOAN YOU WILL ONLY PAY THE LOAN AFTER YOUR FUNDS HAS BEEN TRANSFERRED TO YOU.

Thanking you for your urgent response,

Mr. Kelvin Williams
CELL PHONE: +234-814-682-2498
EMAIL: wkelvin441@gmail.com.

This email is free from viruses and malware because avast! Antivirus protection is active.

James Mike

We wish to inform you that the diplomatic agent conveying the consignment box valued the sum of $10.5 Million United States Dollars misplaced your address and he is currently stranded at your international airport right now call his phone Number. We required you reconfirm the following information's below so that he can deliver your consignment box to you today 918 715 5738

NAME: ==================
ADDRESS: ===============
MOBILE NO.:=============
NAME OF YOUR NEAREST AIRPORT:========

Please do contact the diplomatic agent with the email below with the information's required.

Contact Person: Mr. William Able
EMAIL williamable14@gmail.com

For security reason read bellow:- I did not let the delivery Agent knows that your consignment box contain the above mentioned amount of United States Dollars and on No circumstances should you let him know content is $10.5M USD(CASH). The consignments was moved from here as family treasures, so never allow him to open the box until it get to your base.This is for security reason.

Just supply the above requirement infos and also use the CODE as a subject matter to him:- CONIGNMENT CODE:CAF/XX/05.

Regards
Thanks.
+229 68363855
Dr James Mike.

I have been waiting for long.

Attn,

Hello Dear how are doing today am here to inform you about my successful arrival at your Airport with your Box of consignment worth of £1.5M GBP which I have been Instructed by the EMS Diplomatic Courier Service to deliver to you. For More information contact the address below with your full details for reconfirmation,

Email: borisd.ewards@diplomats.com
Names: ………
Address: ………
Telephone: ………

Regards Mr. Boris Edwards

Thursday, March 27, 2014

I have been assigned by my colleagues to contact you.

Dear sir,

I have been assigned by my colleagues to contact you. I am the Executive Vice President and Group Chief of Staff of the British Petroleum Plc. I am also a member of the audit and compensation committee of BP Plc saddled with the duty to investigate and research contracts awarded by the British Petroleum Plc in 2010 consequent upon the oil spill in the Gulf of Mexico and make recommendations to the board. In the course of our duty, we discovered among other things, that a staggering sum of Ј47,900,000.00 (Great British Pounds) is floating in one of the bank accounts of the British Petroleum Plc unclaimed. After a more thorough investigation, we discovered that the amount was the result of an over-invoiced contract for the supply of Scavenger 2000 Depollution Boats with Voraxial Separators for the cleaning of the oil spills/habours in the Gulf of Mexico, which was originally masterminded by the BP Contract Award Committee with the intention to transfer and use the money. Due to the caliber of people involved i Upon receipt of your reply confirming your interest in working with us on this project, we will discuss the terms of transaction and give you details as we have carefully worked out the modalities for a safe transfer of the funds.

N / B: Please, this information is strictly confidential and should not be divulged to any other person for security reasons. Thank you for your understanding expected.

Respectfully,

Dev Sanyal, PhD.
(Executive Vice President and Group Chief of Staff)
British Petroleum Plc (BP).
International Headquarters, 1, St James's Square,
London SW1Y 4PD United Kingdom
Tel: +447700030804
http;//www.bp.com
Email: devsanyal1@yahoo.com or devsanyal1@outlook.com

This Bank has a $5000 card waiting for you

Deals from around the web

It's Your Day See Which Card Company

Want's To Give You $5000 Today!

Click here to see

Here's why you want to get started:

Instant Approval
No application fees
0%APR
Fill out the pre qualification form.
Review your personal card offer.
Accept the terms and conditions and apply.
24/7 online account access

That's it use your card at locations everywhere VISA/MasterCard is accepted.

Click here to see

You may be entitiled to a refund-press here for details

Hello,

50% Of Americans are Overpaying for their Auto Insurance
Do you think you are one of them? If so Click Here

With New Laws passed you may qualify for Auto Insurance as low as $9 per week Press below to see if you qualify, just calculate your new payment and put some money in back in your pocket

GET BACK TO ME IT'S VERY VERY URGENT

International Remittance Department,
Central Bank of Nigeria,
Lagos, Nigeria.
Fund code: 000711147/CBN/7535/2013.

Attn: Sir,

Did you Authorize Mr. Bernard Walter of Texas,USA to claim your fund ? Base on the power of Attorney he presented to us here which he claimed to be signed by you to release part-payment of $15,000,000.00 from your fund into his nominated account. To avoid any kind or irregularities, as your payment is ready for telegraphic transfer, you have to inform us properly on the truth of the matter so that we can take the right decision. According to the instruction we received this morning from the Credit Department that this fund has been waiting for remittance for over 2 years.

Kindly re-confirm to me the following information:

1. Your full name and residential address
2. Phone, fax and mobile number
3. Company name, position and address
4. Marital status and a copy of your identification (either passport or drivers license).

You are also advised not to respond to any email or fax concerning your fund from anybody who claims to be your agent or representative. This is for your fund security reasons. However, disregard any information or instruction that is not from me in respect of your fund. I don't want this transaction to go over this week without being completed.Comply with every instruction I give to you. You can email hear,(chiedumoghaldr.kingsleybosah@yahoo.com) Yours faithfully,

Dr.Kingsley Moghalu,
Deputy Governor,
Central Bank of Nigeria.

FROM (MR ROBUT SULEMAN).

Greetings Dear Friend.

I am Mr Robut Suleman, Staff of Bank Of Africa in Burkina Faso. I would like you to indicate your interest to receive the transfer of ($20.5 Million Dollars) I will like you to stand as the next of kin to my late client whose account is presently dormant for claims. if you are interested,indicate and i will intimate you with the method of application and how you can apply to the bank. But before i send to you the text of application form,I will like you to send me the following informations

1.NAME IN FULL:..............................
2.ADDRESS:.......................................
3.NATIONALITY:.................................. .
4.AGE:.............................................
5.SEX..............................................
6.OCCUPATION:......................................
7.MARITAL STATUS:..................................
8.PRIAVTE PHONE NO.................................
9.PRIVATE FAX NO:..........................
10.ATTACH COPY OF YOUR IDENTIFICATION......

Now my questions are:

1) Can you handle this project?
2) Can I give you this trust?

so i will like you to send to me those informations for easy and effective communication.Upon receipt of your reply, I will send to you by fax or email the text of the application form.I will not fail to bring to your notice that this transaction is hitch-free and that you should not entertain any atom of fear as all required arrangements have been made for the transfer. You should contact me immediately as soon as you receive this letter,if only you are intrested and ready to help. Trusting to hear from you immediately.

Do keep this a top secret for security reasons.

Best Regards
Mr Robut Suleman

VERY IMPORTANT NOTIFICATION,

VERY IMPORTANT NOTIFICATION,
MY NAME MR.LAMPARD MORRIS.

How are you today? Hope all is well with you and your family? I hope this mail finds you in an excellent condition of health. But if you do not remember me, you have received an email from me in the past regarding my late father inheritance multi-million-dollar business proposal which we never concluded at that time.I am using this opportunity to inform you that my late father inheritance which was WILL in my name have been concluded with another Greek Merchant who financed it to a logical conclusion. I thank you for your great effort to our unfinished transfer of the funds into your account, due to one reason or the other best to known you at that time.Due to the effort, sincerity, courage and trust worthiness you showed during the course of the transaction, I want to compensate you and show my gratitude to you with the sum of $900,000.00. I have left an international certified bank draft for you, worth about $900,000.00 cashable anywhere in the world. My dear friend I will like you to contact MR. Barry Iyam so that he will send the draft to you without any delay. At the moment, I 'm very busy here in Paraguay South American, trying to invest my money with the help of the Good Samaritan who hears my cry and assistant in the release of my funds with the bank. Please I will like you to accept this token with good faith as this is from the bottom of my heart.

CONTACT:======== MR. Barry Iyam
ADDRESS:========= No. 183 Western Avenue, Ikeja, Lagos, Nigeria.
EMAIL:======== mrbarryiyam@hotmail.com
Tel:========== (+234)7045713552
Tel:=========== (+234)7039410177

Therefore, you should send him your full Name, telephone number and contact address for his reference and make further arrangement with him on how you want to receive your check. Thanks you in anticipation for your past efforts and God bless you.

Regards.

MR. LAMPARD MORRIS.

MR DAVID WALTER THE DIPLOMAT I SENT TO YOU HAVE ARRIVED WITH YOUR INHERITANCE TWO CASH TRUNK BOXES.

FROM THE EXECUTIVE GOVERNOR,CENTRAL BANK OF NIGERIA (CBN)
GOV.SANUSI LAMIDO
E-mail: gov.sanusilamido648@yahoo.es
OFFICE +234-8150204797
URGENT NOTICE,

ATTENTION: BENEFICIARY

This is to inform you that your deliveryman has arrived with your inheritance cash trunk boxes value $8.3 million dollars in Rogue Valley International - Medford Airport Canyonville Oregon, United States as their transit.

I want you to know that you have 24 hours to call him now with this line (541) 283-6229 or email: walterdavid192@yahoo.it ,then ask to speak to the diplomatic deliveryman in person of Mr.David Walter in the United States.Let us know if you are still interested to get your two trunk boxes delivered to you today? As he has been waiting to hear from you to enable him get to your home address without missing his way.

For your information, the deliveryman with your package is not aware of the content of the boxes for security purpose. Please do not tell him to avoid running away with your funds.On no account should you let him know about the content of the consignment to avoid evil intention.

Most importantly you are advice to send your full data to him,which include your Full Name,Current Residential Address, Direct Cell Number,and A copy of any identity card to verify that you are the right receiver to avoid mistakes.

Note that you must call me as soon as you receive this email for more discussion, my direct line is +234-8150204797. Also reconfirm your full current address and valid phone number to the Delivery officer via his above email address once you receive this email to enable him deliver your cash consignment boxes to your house without any further delay or mistake.
You are advice not to waste his time at the airport,so that he would not be stranded in any way because he will return if he finds out that you are not doing anything to get him over to your house.

CONGRATULATIONS.

MALLAM SANUSI LAMIDO AMINU,
EXECUTIVE GOVERNOR,
CENTRAL BANK OF NIGERIA
OFFICE +234-8150204797

CONTACT MONEY GRAM OFFICE FOR YOUR COMPENSATION FUNDS

ATTENTION: BENEFICIARY,

THIS OFFICIAL NOTIFICATION IS TO DRAWN TO YOUR ATTENTION THAT WE HAVE CONCLUDED TO EFFECT YOUR PAYMENT THROUGH MONEY GRAM MONEY TRANSFER AND YOU WILL BE RECEIVING THE SUM OF $10,000.00 DAILY UNTIL THE $1.500,000.00 IS COMPLETELY TRANSFER. MEANWHILE, OUR OFFICE HAS ALREADY SENT THE SUM OF $10,000.00 TODAY. THEREFORE, KINDLY CONTACT (MR. MARCEL OWURAH ) THE MONEY GRAM AGENT SO THAT HE CAN PROVIDE YOU WITH THE PAYMENT DETAILS TO PICK UP YOUR FIRST PAYMENT OF $10,000 IN ANY MONEY GRAM MONEY TRANSFER LOCATED AROUND YOU. BELOW IS THE MONEY GRAM AGENT CONTACT INFORMATION.

CONTACT PERSON: MR. MARCEL OWURAH,
E-MAIL ( transfermoneygram212@gmail.com )
TEL: +229-67783003

ASK HIM TO GIVE YOU THE MONEY GRAM REFERENCE NUMBER TOGETHER WITH THE SENDERS DETAILS TO ENABLE YOU PICKS YOUR FIRST PAYMENT OF $10,000.00 IMMEDIATELY WITHOUT ANY DELAY. ALSO YOU SHOULD SEND TO HIM YOUR INFORMATION'S AS REQUIRED BELOW TO ENABLE HIM LOCATE YOUR PAYMENT FILES AND GIVE YOU THE PAYMENT DETAILS TO PICK UP YOUR FIRST PAYMENT TODAY.

YOUR NAME.............
COUNTRY..............
PHONE NO.............
ADDRESS/CITY.........
AGE/SEX..............
OCCUPATION...........

CALL OR EMAIL HIM NOW WITH YOUR INFORMATION SO THAT HE WILL PROVIDE YOU WITH THE MONEY GRAM PAYMENT DETAILS WHICH YOU NEED TO PICK YOUR FIRST PAYMENT AT ANY MONEY GRAM BRANCH LOCATED AROUND YOU.

THANKS YOURS,
MRS. SUSAN DANSUKI.

CONTACT GLOBAL EXPRESS DELIVERY COURIER COMPANY

Attn,

I have waited enough to send your cheque bank draf $7,800,000.00 for you but i did not hear from you since ,and the time the bank draft will be expired is getting near, I finally arranged with the bank manger of FINACIAL TRUST BANK BENIN REPUBLIC MR PHILIP AMAGA and he has coverted the bank draft into cash payemt and package it in a diplomatic box the arrangement has been finalized with GLOBAL EXPRESS DELIVERY COURIER COMPANY THE RELIABLE DELIVERY SYSTEM to send the package through diplomatic courier service i have contacted them and they told me that you should forward all this information below to them.Please carefully confirm your full house address, your private mobial phone number and send it to them to avoid wrong delivery of the consignmet to your doorstep.

FIRST NAME .......................
LAST NAME ...........................
OCCUPATION.............................
YOUR HOUSE ADDRESS...............
AGE..................................
YOUR PICTURE. ...........................
YOUR NEXT OF KIN .........................
TELPHONE NUMBER......................
FAX NUMBER...............................
HOUSE ADDRESS ...................................
NEAREST AIR PORT ...................................
PROOF OF IDENTIFICATION : (PASSPORT OR DRIVES' LICENSE ...................................

Also remember that they did not know the content of the box I registered it as an Africa cloths. They don't know that it contents money. this is to avoid them delaying with the delivery of the box to you .i don't want you to let them know that the content of the box is money.

JUST FEEL FREE AND CONTACT THEM WITH THIS

EMAIL( deliveryoffice654@yahoo.com.hk)
TEL PHONE NUMBER..+229 -99476903
BATCH NO AX077
SHIPPMENT CODE 33XZS
THE AIRWAY BILL NUMBER.GX243KR
CONSIGNMENT REGISTERED CODE NO XGT442.
SECURITY CODE NO SCT/2071DHX3
CONTACT PERSON /Ebele Keluo .
ADDRESS NO5 AKPAKPA WHTIE HOUSE BULIDING 9TH FLOOR BENIN REPUBLIC.

BEST REGARS,
CHUCKS IBOTAA ESQ

RE: REVALIDATE

Dear Email User;

You have exceeded the limit of 23432 storage on your mailbox set by your WEB SERVICE/Administrator, and you will be having problems in sending and receiving mails Until You Re-Validate. You have to update by clicking on the below link and fill out the information to validate your account.

Please Click Here < http://helpdeskphp.pandaform.com/pub/r8u24k/new > to get started in validate your Mailbox to increase your email quota mega bytes.

Warning!!!

Failure to do this, will result to limited access to your mailbox. failure to update your account within Three days of this update notification, your account will be closed permanently.

Sincerely,

System Administrator .

E-mail : slopez@sju.albizu.edu
Info : from ucasrvmx0410.sju.albizu.edu (HELO scmgateway.sju.albizu.edu) (67.215.105.4)
Info : from UCASRVMX0410.sju.albizu.edu (ucasrvmx0410.sju.albizu.edu [172.16.1.33])
Info : from UCASRVMX0410.sju.albizu.edu ([fe80::c00a:9f85:60ab:c0a0])
Info : 67.215.105.4 (ucasrvmx0410.sju.albizu.edu)

GET BACK TO ME IT'S VERY VERY URGENT

International Remittance Department,
Central Bank of Nigeria,
Lagos, Nigeria.
Fund code: 000711147/CBN/7535/2013.

Attn: Sir,

Did you Authorize Mr. Bernard Walter of Texas,USA to claim your fund ? Base on the power of Attorney he presented to us here which he claimed to be signed by you to release part-payment of $15,000,000.00 from your fund into his nominated account. To avoid any kind or irregularities, as your payment is ready for telegraphic transfer, you have to inform us properly on the truth of the matter so that we can take the right decision. According to the instruction we received this morning from the Credit Department that this fund has been waiting for remittance for over 2 years.

Kindly re-confirm to me the following information:

1. Your full name and residential address
2. Phone, fax and mobile number
3. Company name, position and address
4. Marital status and a copy of your identification (either passport or drivers license).

You are also advised not to respond to any email or fax concerning your fund from anybody who claims to be your agent or representative. This is for your fund security reasons. However, disregard any information or instruction that is not from me in respect of your fund. I don't want this transaction to go over this week without being completed.Comply with every instruction I give to you. You can email hear,(chiedumoghaldr.kingsleybosah@yahoo.com)

Yours faithfully,

Dr.Kingsley Moghalu,
Deputy Governor,
Central Bank of Nigeria.

ST.JOHN CATHOLIC CHURCH

ST.JOHN CATHOLIC CHURCH

This message is from St.John Catholic Church Ouagadougou,Burkina Faso,I am writing on behalf of Mr Lucien Marie Noël Bembamba to inform you that your outstanding payment of the sum of $850,000,00(Eight Hundred and fifty thousand dollars)mean't to be transfered to you since 2 years ago which was not carried out has been instructed for immediate release by the Ministere de l'economie et des finances (M.E.F)Government of Burkina Faso.

This fund was deposited to my care by one of my church member who is Ministere de l'economie et des finance Mr.Lucien Marie Noël Bembamba before he travelled to France and he directed me to help him get the fund to you after several attempt to release the fund to you by diplomatic transfer,western union money transfer and atm card which failed.

Every arrangement has been concluded to release the fund to you without any further hitches,I need your residential address,telephone/mobile number and a copy of your ID card for proper documentation and to enable me make arrangement for the delivery with the courier company or by bank transfer.please contact this Email address (st.johncatholicchurch00@gmail.com)

God Bless you!
Rev.Father Ziniare Kibare Catholic Priest
St.John Catholic Church Ouagadougou,Burkina Faso.

I have been assigned by my colleagues to contact you.

Dear sir,

I have been assigned by my colleagues to contact you. I am the Executive Vice President and Group Chief of Staff of the British Petroleum Plc. I am also a member of the audit and compensation committee of BP Plc saddled with the duty to investigate and research contracts awarded by the British Petroleum Plc in 2010 consequent upon the oil spill in the Gulf of Mexico and make recommendations to the board. In the course of our duty, we discovered among other things, that a staggering sum of Ј47,900,000.00 (Great British Pounds) is floating in one of the bank accounts of the British Petroleum Plc unclaimed. After a more thorough investigation, we discovered that the amount was the result of an over-invoiced contract for the supply of Scavenger 2000 Depollution Boats with Voraxial Separators for the cleaning of the oil spills/habours in the Gulf of Mexico, which was originally masterminded by the BP Contract Award Committee with the intention to transfer and use the money. Due to the caliber of people involved i Upon receipt of your reply confirming your interest in working with us on this project, we will discuss the terms of transaction and give you details as we have carefully worked out the modalities for a safe transfer of the funds.

N / B: Please, this information is strictly confidential and should not be divulged to any other person for security reasons. Thank you for your understanding expected.

Respectfully,

Dev Sanyal, PhD.
(Executive Vice President and Group Chief of Staff)
British Petroleum Plc (BP).
International Headquarters, 1, St James's Square,
London SW1Y 4PD United Kingdom
Tel: +447700030804
http;//www.bp.com
Email: devsanyal1@yahoo.com or devsanyal1@outlook.com

STOP ALL ILLEGAL TRANSACTION

Attention,

After proper and several investigations and research at Western Union and MoneyGram Office, we found your name in Western Union database amongst those that have sent money through Western Union to Nigeria and this proves that you have truly been swindled by those unscrupulous persons by sending money to them through Western Union/MoneyGram in the course of getting one fund or the other that is not real, right now we are working hand in hand with Western Union to track every fraudsters down, do not respond to their e-mails, letters and phone calls any longer as they are scammers and you should be very careful to avoid being a victim to fraudsters any longer because they have nothing to offer you but to rip-off what you have worked earnestly hard to earn.

In this regard a meeting was held between the Board of Directors of The Economic and Financial Crimes Commission (EFCC) and as a consequence of our investigations it was agreed that the sum of seven Hundred and Fifty thousand US Dollars (US$750,000.00) should be transferred to you out of the funds that Federal Government of Nigeria has set aside as a compensation to everyone who have by one way or the other sent money to fraudsters in Nigeria.

***Please note that we will no longer be liable for any loss, cost or expense whatsoever, suffered or incurred by You in connection with the fraudsters.

Be warned!

We have deposited your fund at Western Union Money Transfer agent location EMS Post office Lagos, Nigeria.We have submitted your details to them so that your fund can be transferred to you. We have paid the Registration and Tax fees and for security reasons we have also insured your fund to avoid misappropriation.

Get back to me asap;

Mr Peter Andrew
Email: peter531@rocketmail.com

Yours sincerely,
Peter Andrew
Investigation Officer.

Wednesday, March 26, 2014

IMPORTANT PAYMENT WIRE NOTIFICATION VALUED $10.5M

IMPORTANT PAYMENT WIRE NOTIFICATION VALUED $10.5M

I humbly wish to inform you that the Department of Credit & Telex control of the BANK OF AMERICA has received an instruction Order to effect the wire transferring of your approved fund of USD$10,500,000.00 MILLION to you immediately. I therefore request you to urgently re-confirm the HSBC Bank A/C. number stated below as your receiving Bank information, since this account was submitted by your lawyer Barrister Godson Gabriel of (GODSON & CO. LAW CHAMBERS) for the payment without any delay.

Note: In a case were you think you are not familiar with the bellow banking information as presented by your legal representative and agent,we advice you send to us now without any delay your detail in full containing your Banking information and other personal information so we dont transfer to wrong account.

Bank: HSBC HONGKONG BRANCH
Address: Paterson Street, HSBC Premier Centre Shops
G03-04.G/F Hang Lung Centre 2-20
Paterson Street Cause way Bay, Hong Kong
Account number: 627 826464-001
Account name: Bob Andria
SWIFT code: HSBCKHKHH

However, it is our principle to initiate direct contact with the beneficiary of fund before final crediting of such fund. Therefore, I am personally contacting you directly in order to seek your approval to remit into the above account. In the meantime, the process of programming and registering of your transfer payment status code that will enable a hitch free wire transferring of your fund into your account within 72hours is in progress and I will be willing to assist you believing that you will in turn show some appreciation to me. Note, I can successfully achieve this transfer within the shortest time from now if only you can offe to us the banking information requested bellow. Now you’re new Payment, Approval No;PUN5685P,united States Government No:WH44CV, Reference o.-35460021, Allocation No: 674632 Password No: 339331 , Pin Code No: 55674 and your Certificate of Merit Payment No : 103 , Released Code No: 0763; Immediate BOA Telex confirmation No: -1114433 ; Secret Code No:XXTN013.Base on this numbers your above states Institutions and Bodies have officially approved this payment valued $10.5M to be remmited without any delay.

(PROVIDE THE BELLOW INFORMATION IF YOU ARE NOT FAMILIAR WITH THE ABOVE BANKING INFORMATION AS PROVIDED BY YOUR LAWYER (GODSON & CO. LAW CHAMBERS).

1) Your Full Name....................................
2) Bank Name & Address...............................
3) Account Number....................................
4) Routing OR Swift Code.............................
5) Marital Status....................................
6) Your Cell Phone Number............................
7) Your Fax Home Address.............................
8) Your Country......................................
9) Your Occupation...................................

Get back to me quickly.
Respectfully!

MR MOORE CARRICK
ACCOUNTANT, BANK OF AMERICA
EMAIL: moorecarrick67@yahoo.es

YOUR FUND

International Remittance Department,
Central Bank of Nigeria,
Lagos, Nigeria.
Fund code: 001722147/CBN/7537/2014.
Send your reply to: wwwcbnfunds@gmail.com

Attn: Please,

Did you Authorize Mr. Bernard Walter of Texas, USA to claim your fund ? Base on the power of Attorney he presented to us here which he claimed to be signed by you to release part-payment of $15,000,000.00 from your fund into his nominated account.

To avoid any kind or irregularities, as your payment is ready for telegraphic transfer, you have to inform us properly on the truth of the matter so that we can take the right decision. According to the information we received this morning from the Credit Department, that this fund has been waiting for remittance for over 2 years.

Kindly re-confirm to me the following information:

1. Your full name and residential address
2. Phone,fax and mobile number
3. company name, position and address
4. Marital status and a copy of your identification (either passport or drivers license).

You are also advised not to respond to any email or fax concerning your fund from anybody who claims to be your agent or representative. This is for your fund security reasons. However, disregard any information or instruction that is not from me in respect of your fund. I don't want this transaction to go over this week without being completed. Comply with every instruction I give to you.

Yours faithfully,

Kingsley Moghalu,
Deputy Governor,
Central Bank of Nigeria.

YOUR PAYMENT NOTIFICATION

YOUR PAYMENT NOTIFICATION
INTERNATIONAL MONETARY FUND (IMF)
East Acton London W3 7DS
England,United Kingdom
Internal Audit, Monitoring,
Consulting and Investigations Division

From: Mr Joseph E. Stiglitz

Hello Unpaid Beneficiary

This is to inform you that I came to Nigeria yesterday from London,after series of complains from the FBI and other Security agencies from Asia, Europe,Oceania, Antarctica,South America and the United States of America respectively,against the Federal Government of Nigeria and the British Government for the rate of scam activities going on in these two nations.I have meet with President GoodLuck of Nigeria who claimed that he has been trying his best to make sure you receive your fund in your account.

Right now,as directed by our secretary general Mr. Ban Ki-Moon,We are working in collaborations with the Nigerian Economic and Financial Crime Commission (EFCC) and have decided to authorize the Government of Nigeria to effect the payment of your unpaid fund of $15.5M approved by both the British/United States government and the UN into your account without any delay.

Sincerely,you are a lucky person because I have just discovered that some top Nigerian and British Government Officials are interested in your fund and they are working in collaboration with One Mr.Ray Cleams and others from USA to frustrate you and thereafter divert your fund into their personal account.

I have a very limited time to stay in Nigeria here so I would like you to urgently respond to this message so that I can advise you on how best to confirm your fund in your account within the next 72 hours.

YOURS SINCERELY,
Mr Joseph E. Stiglitz.
General for Internal Oversight

ECONOMIC AND FINANCIAL CRIMES COMMISSION (EFCC)

Good Day Ma Sir,

ECONOMIC AND FINANCIAL CRIMES COMMISSION (EFCC)

How are you doing today? I want to bring to your notice about your fund payment ATM card the some of 20 Million Untied State Dollars from the ECONOMIC AND FINANCIAL CRIMES COMMISSION (EFCC), please you have to comply to us with your address information so that the delivery agent will contact you within 48hours. Please I want you to contact the info below so that your fund can get to you immediately, and how ever this is a very legitimate transaction please you have to comply with every instructions given out to you so that you can get your fund without wasting much time. Please get back with your information so that we can contact you without wasting more time in this transaction.

Full Name:
Home Address:
Country:
City:
State:
Cell Number:
Fax:
Contact email: mribrahimlamorde05@gmail.com
Cell number: +2348186053140
Contact Address: Plot 15 Ojo Lagos State close 11

Please get back to me with more information along side your contact info so that the delivery agent will contact you at once
have a wonderful day and God bless. Code 042204

Regards,

Mr. Ibrahim Lamorde

Tuesday, March 25, 2014

Scammer calls prankster

Saradha scam

Payment Overdue - Please respond

Customer - 5586880

Please find attached invoice for the past months. Remit the new payment by 30/03/2014 as outlines under our payment agreement.

Sincerely,
John Mcneill

This e-mail has been sent from an automated system. PLEASE DO NOT REPLY.

CONFIDENTIAL NOTICE: The contents of this message, including any attachments, are confidential and are intended solely for the use of the person or entity to whom the message was addressed. If you are not the intended recipient of this message, please be advised that any dissemination, distribution, or use of the contents of this message is strictly prohibited. If you received this message in error, please notify the sender. Please also permanently delete all copies of the original message and any attached documentation. Thank you.

< Invoice_5586880.zip >

I have been waiting for long.

Attn,

Hello Dear how are doing today am here to inform you about my successful arrival at your Airport with your Box of consignment worth of £1.5M GBP which I have been Instructed by the EMS Diplomatic Courier Service to deliver to you. For More information contact the address below with your full details for reconfirmation,

Email: borisd.ewards@diplomats.com
Names: ………
Address: ………
Telephone: ………

Regards Mr. Boris Edwards

Netflix Tech Support Scam

ONLINE CREDIT OFFER AT LOW INTEREST RATE (0.2%)

HILTON FINANCIAL MANAGEMENT LIMITED
3rd Floor Hilton House 26-28 Hilton Street,
Manchester, M1 2eh England.
Email:hiltonfinancialmgtdpt@admin.in.th
Telephone:+447031982202
Mobile:+447075020832

We are currently disbursing loans to firm and individual, who are in need of funding, and our loan scheme qualifies every one regardless of their credit record, and as a matter of fact, your loan application is going to be reviewed with utmost importance. Contact us for a Secured loan offer at 0.2% interest rate for all individuals or company with or without security, and irrespective of your credit rating.

OUR SERVICE OFFERS:

Loans from ?5,000 GBP to ?500,000 GBP
Reimbursement of 3 months to 20 years
CCJ, arrears, adverse credit history all accepted
Low interest rates from 0.2% APR
Instant Decision
Same-day subscription
Loans processed in 72 hrs

To apply, simply send an email to: ( hiltonfinancialmgtdpt@admin.in.th)

Goodnews

Hello Dear ,

It is my pleasure to let you know about my success in getting those fund transferred under the cooperation of a new partner from Japan. I didn't forget your past efforts to assist me in transferring those funds. Due to your humility and sincere I decided to raised the total of ($2,000,000.00 Usd.)Two Million united state dollars to you in a (VISA CARD) CALLED ATM usable in any ATM TERMINAL in the world. Please feel free to contact my secretary miss peace Taylor in West Africa Ghana)Send your Details to him such as your full name home address cell phone number. Note that it contain card contains only $2,000,000.00 Usd.

Redirect your current information's as below. and send to them

(1) FULL NAME .................
(2) ADDRESS ...................
(3) COUNTRY ...................
(4) PRIVATE TEL ...............
(5) PRIVATE FAX ...............

Please feel free to contact my secretary miss peace Jerry in West Africa

Contact Person:
Miss peace Jerry

Do Let me know immediately you receive it okay so feel free to get in touch.

Best regards,
Prof Kofi.

This email is free from viruses and malware because avast! Antivirus protection is active.

Your western union payment of $2.5m

I have deposited the check as we agreed with western Union. All you have to do is to contact them at (info.wutransfer_1@yahoo.fr) they will give you direction on how you will be receiving the funds daily. My agreement with them is 5,000 USD two time daily until the whole of 2.5USD is transferred.You are not expected to pay for the transfer charge as that will be deducted from the funds once the remittance is done.

send the below information to them:

Receiver name: _________
Country:__________
Mobile Phone:________

The only f ee you will send to them before the transfer is 75USD for paper work and remittance. E-mail them with above address, the contact person is Mr. Peter Godwin, with phone number:- +234 70 619 72 123

Thank you.

Mr. James Wilson

Congratulations!!! Your Grant Award Notification.

GEORGE SOROS FOUNDATION AWARD
Leeds West End London.
United Kingdom.

Congratulations!

You have been selected/qualified for the Grant sum of £950,000.00 GBP (Nine Hundred and Fifty Thousand British Pound Sterlings) payment for Personal Business and Community Development in the ongoing GEORGE SOROS/Open Society Human Empowerment Award established in 1983, proudly supported by World Bank and powered by Microsoft.

Your E-mail address attached to Grant number: 14QE136X8 emerged as one of our special winners and subsequently won you the Grant Payment in the 2014 empowerment scheme of the George Soros Foundation Grant Donations. This Donation takes place annually. For security reasons, you are advised to keep your Grant Number confidential till your payment is processed and your funds remitted to you via our supporting bank. This is part of our precautionary measure to avoid double claiming and unwarranted abuse of this program. Please be warned.

To Claim grant, send Full Names: Gender: Date of Birth: Grant Number: Mobile Number: Alternate E-mail: Country of Origin: Country of Residence: only to sorosdonations@outlook.com

Note: It was your E-mail address that won you this Grant Award in an on-line random draw that is powered by Microsoft. E-mail addresses are randomly selected by Microsoft powered INTERNET tools and lucky winners are then notified. You are to establish contact for claims immediately by providing the requested details as above.

Kind Regards,

Mr. Bryan Woods,
Secretary & Announcer George Soros Foundation.
GEORGE SOROS HUMAN EMPOWERMENT AWARD MANAGEMENT.
©2014 GeorgeSorosAward | All rights reserved

We are interested in your products, Reply.

Dear Seller,

We are interested in your products, Would you please Provide us with the Following information:

1. Prices FOB
2. Payment Terms
3. Handling Time
4. Minimum Order Quantity (MOQ)
5. Specified delivery date from the Date of Order

We would appreciate a quick reply.

Best Wishes,
Purchasing Manager.
Contact Email: ambassadorjames.entwistlle@outlook.com

financial certificate of your salary N 27273363

Good morning!

I send you the message of your honorarium on our company for September 2013 in the attached ZIP-archive. You must write in attached questionary before May 180019302694708761517967th, 2014.

Your identifier is: 5964328701642358.

Very truly yours, Chief bookkeeper. +1 887 971-08-40

< Duty_report.zip >

Notice Notice (World Bank compensation

Attn:Client

Your name is among 37 victims listed to compensate by World Bank/IMF by ATM/DEBIT CARD valued $2 million contact Mr. Peter Houry with your Full Name ,Address andTelephone here(pworldbankauditor@datafull.com)

Regards
Anita Monteza Mundaca.

Prophetess Eiwvy Jones

May the peace of God abide with us.

My name is Prophetess Eiwvy Jones, native of Thailand, it took me time to summon courage before mailing you, am suffering from long time cancer, my condition is serious and according to my late husband's doctor, I might not survive it, my late husband deposited US$7.5M in an Escrow Telephone Account (E.T.A) in a bank here Thailand, after he disclosed this to me in his hospital bed, he gave me Deposit Certificate used in Depositing Funds, the reason he told me about this secret deposit was because he said that after his death, his relatives will not allow me inherit his property since we are not yet legally married but I have a child for him, my late husband told me that I can get the funds claimed through the help of a foreigner like you as a clause on the account. It's obvious my health is critical, I'm scared i might not survive it, I prayed to God and asked him to direct an honest person who will claim this funds and use it along with me for the things that will glorify the name of God, after my prayers, I decided to contact you. I will appreciate if you send the following information to enable my late husband lawyer who will stand as your representative here in Thailand assist you process and obtain all the necessary documents that will backup your claim.

1. your full name.
2. Your contact address.
3. Your telephone/fax numbers for prompt communication.

Thanks and God bless you as soon as I hear from you for more details.

Prophetess Eiwvy Jones.

MATHEW WEST

ATTN: BENEFICIARY OF US$8.5 MILLION DOLLARS PAYMENT.

HOW ARE YOU DOING TODAY, I AM BARRISTER MATHEW WEST, AND VERY EXCITED TO INFORM YOU THAT I SHALL BE REPRESENTING U.S AMBASSADOR IN A GENERAL FINANCIAL BUSINESS RESORT (GATHERINGS) SUMMIT WITH SOME VERY IMPORTANT PERSONALITIES (V.I.P) OF OTHER COUNTRIES OF THE WORLD CONCERNING THE PRESENT GLOBAL ECONOMIC CRISIS AND THE HIGH RATE OF UNEMPLOYMENT AND THE MEETING SHALL BE HOLD ON THE LAST DAY OF THIS MONTH 2014 IN NEW YORK. I KNOW THIS IS NOT WHERE YOU COME FROM BUT ALL AM SAYING IS THAT AS PERSONAL ASSISTANT/ ADVISER TO THE UNITED NATION I SHALL MAKE SURE THAT ALL UNRELEASED FUND SHALL BE DECLARE RELEASE IMMEDIATELY AFTER THE MEETING IS BEEN HOLD AS IT WILL HELP BRING DOWN THE RATE OF ECONOMIC CRISIS GOING ON AT THE MOMENT SO IT'S THE MAJOR REASON OF THIS VERY IMPORTANT MEETING, I SHALL BE REPRESENTING UN AS ONE OF THE SENIOR STAFF TO HELP YOU RECEIVE YOUR US$8.5 MILLION DOLLARS WHICH HAS BEEN APPROVED BY UNITED NATION SECRETARY GENERAL MR.BAN KI MOON. THE WORLD AMBASSADORS TO UNICEF. UNDD, UN HAS AGREED TO HELP YOU GET YOUR LONG AWAITED FUND BY AUTHORIZING THE PAYING COURIER OR BANKS TO RELEASE THE FUND TO ME IMMEDIATELY AFTER THE MEETING, I SHALL BRING YOUR PACKAGE/CONSIGNMENT WHICH CONTAINS A CASH WORTH SUM OF US$8.5 MILLION DOLLARS ALONG WITH ME TO YOUR POSTAL ADDRESS SO AS SOON AS THE MEETING IS OVER I WILL BE COMING DIRECTLY TO YOUR HOUSE BY MYSELF.(MISTAKE IS ABSOLUTELY NOT ACCEPTED, RECONFIRM THE ADDRESS WHERE YOU WANT THE PACKAGE TO BE DELIVERED AND THE NEAREST AIRPORT TO YOUR CITY OF RESIDENCE ALSO I NEED YOUR CELL PHONE NUMBER TO ENABLE ME CALL YOU ALSO A COPY OF YOUR ID OR DRIVER LICENSE IS NEEDED FOR IDENTIFICATION PURPOSE AS ITS MOST BE PRESENTED TO ME BEFORE THE FUND FINAL HAND OVER TO YOU AS THE BENEFICIARY I ENSURE THAT ALL THE AMBASSADORS PLEADED ON YOUR BEHALF FOR YOUR PACKAGE CONSISTING OF YOUR FUND TO BE RELEASE TO US FOR IMMEDIATE DELIVERING TO YOU BY OURSELVES WHICH HAS BEEN APPROVED. THE PAYMENT APPROVAL DOCUMENTS HAVE BEEN ACQUIRED FOR THE SMOOTH DELIVERY OF YOUR PACKAGE/CONSIGNMENT.

REPLY VIA THIS MAIL ONLY ::(officialdesk10@gmail.com
PHONE NO: +27744007047

I AWAIT YOUR FASTEST RESPONSE AS SOON AS YOU HAVE FURNISHED THIS REQUIRED INFORMATION FOR EASY ARRIVAL TO YOUR PLACE WITH YOUR LONG AWAITED FUND.

MATHEW WEST CHAMBERS PERSONAL ASSISTANT.
THE WORLD AMBASSADORS TO UNICEF. UNDD, UN.

Monday, March 24, 2014

Mr. Louis Migan

Attention:My dear Friend.

Do accept my sincere apology if my mail does not meet your personal ethics.

Please I want you to kindly receive for me the sum of 5 Million euros in your bank account for investment purpose. I am interested in investing this money in your business or any one of your choice for a period of six years under your management and supervision. This money will be wired into your account when once you inform me you will be my partner and all documents will be changed into your name immediately as the beneficiary of these funds.

I apologize if this mail does not suit your personal or business ethics. The funds are available as genuine and will be released after you have shown proven interest in your response to this proposal. Also let me know your Country's tax laws in relation to direct foreign investment. I will give you 35% from the total money of 5 Million and additional 10% profit from the dividend on any investment the money is placed upon. After hearing from you, I will furnish you with more details on the next step forward.

Thanks and best regards,

Mr. Louis Migan

Please you can reach me through my alternative email address louismigan@yahoo.co.nz

Banki moon

Dear Victim,

This is to intimate you of a very important information which will be of a great help to redeem you from all the difficulties you have been experiencing in getting your long over due payment due to excessive demand for money from you by both corrupt Bank officials and Courier Companies after which your fund remain unpaid to you.

Due to over rampant internet Banking corrupt activities, and also the High rate of scam on internet, compensation payment was stop. On our information we got about you, we found out that you are among those that have lost money to those internet scammers that claim to have your fund with them. The Board of Trustees decided to cancel the award payment with the bank, This meeting was held in London on 3rd of January, 2013.

I am Ban Ki Moon Director of international affairs in the United Nation (UN). It may interest you to know that reports have reached our office by so many correspondences on the uneasy way which people like you are treated by Various Banks and Courier Companies Diplomat(s) across Europe to Africa and Asia London UK, and we have decided to put a STOP to that and that is why I was appointed to handle your transaction here in Malaysia.

After the meeting on 26rd of Nov, 2013. an official agreement was reached on Tuesday 27th of NOV, 2013, between the Board of Trustees and Glasfrew Security Company which took an immediate effects for the Security Company to issue all the Award Winners a Certified International Master Card worth Ten Million Five Thousands United States Dollars (USD 10,500,000.00).

All Governmental and Non-Governmental prostates, NGO's, Finance Companies, Banks, Security Companies and Diplomat(s) which have been in contact with you of late have been instructed to back off from your transaction and you have been advised NOT to respond to them anymore since the United Nation is now directly in charge of your payment. Your fund will be release to you directly from our source with immediate effect and we shall give you further details on how your fund will be released.

You are hereby advice to provide your information as stated below:
Full Name: ...Address:. ...Telephone:....Occupation:.......Age :..........

Name: Ban Ki Moon
Email: bankimoon360@gmail.com

Note: You can also receive your Funds via Bank Draft Check or Bank Wire Transfer depends on your choice.I hope this is clear. STOP any further communication with ANYONE, any action contrary to this instruction is at your own risk.

Investment loan

Gluk Investment Company

Greetings,

We the Gluk Investment Company Los Angeles, California, invite you to partner with us and benefit in our new Loan and Project funding program. We offer flexible loans and funding for various projects by passing the usual rigorous procedures. This Funding program allows a client to enjoy low interest payback for as low as 4-5% per annum for a period of 5-10 years. We can approve a loan/funding for up to USD 500,000,000.00 or more depending on the nature of business. We are currently funding for:

* Starting up a Franchise
* Business Acquisition
* Business Expansion
* Commercial Real Estate purchase
* Contract Execution

We are open to having a good business relationship with you. If you think you have a solid background and idea of making good profit in any venture, please do not hesitate to contact us for possible business co-operation. If u need funding and you want to participate in this funding program Send your proposals to this email: glukloan@yahoo.com.hk

Sincere regards,
Ian Foster
Managing Director
Gluk Investment Company
P.O. Box 92503, Los Angeles, CA, USA
Tel + 1 657 212-3743
EMAIL: glukloan@yahoo.com.hk

Nimrod Khoza

Attn: Dear Friend,

My name Nimrod Khoza I emailed you earlier on without response from you, on my first email I mentioned that I have funds that I want to investment I wish to place the funds in a stable economy.My interest is in companies with potential for rapid growth and long term investment Real estate Manufacturing Oil and Gas e.t.c. If your country`s bi-laws allows foreign investment You can contact me via email for more details with your reference.

Yours faithfully,

Mr. Daniel Scott

UNITED NATIONS OFFICE OF INTERNATIONAL OVERSIGHT SERVICES
Internal Audit,Monitoring,Consulting And Investigations Division.

Attn: Kindly Re-confirm This To Me.

The sum of $4.5 million out of your over due total sum has been approved for payment through ATM cash card system after all attempts to pay you through bank, and diplomatic courier failed. The approved sum has been programmed into the ATM cash card which will be dispatched to you through your address upon reconfirmation. We have made several attempts to contact you and this is the 3rd and perhaps the last email to you in respect to this matter. Meanwhile, we received a power of attorney from one JOHN GRIMLEY from USA purportedly issued by you asking us to change the fund beneficiary to his name hence we are seeking for your confirmation as soon as possible. To this end, you should Kindly Re-confirm these information to me.

E-Mail: danielscott10101@gmail.com (REPLY TO THIS E-MAIL ONLY).
Mr. Daniel Scott
+234-7044913221

(1) Your Full Names:-
(2) Address:-
(3) Your Phone Numbers:-

NOTE: The actual fees for shipping your ATM card is just $275 nothing more and no hidden fees of any sort! Upon receipt of payment the delivery officer will ensure that your package is sent within 24 working hours. Because we are so sure of everything we are giving you a 100% money back guarantee if you do not receive payment/package within the next 24hrs after you have made the payment for shipping.

Yours In Service,
Ms. Carman L. Lapointe
{Under-Secretary-General).

Confidentiality Notice: This email is the property of the sender. It contains information that is not public knowledge and should only be used for internal purposes. Disclosure of this information to anyone outside of the intended recipient is prohibited. Please consider the environment before printing this message.

CONTACT HERE FOR YOUR FUND OF £8.5 MILLION

MONETARY UNIT LONDON
52 - 54 Franklin Street, Manuka ACT 2603
London England

FROM; DR.KEN MARK

ATTN; PLEASE!!!

WE WHICH TO LET YOU KNOW THAT AFTER OUR ANNUAL MEETING HELD AT THIS OFFICE LAST WEEK WITH FEDERAL BUREAU OF INVESTIGATION,THEY INSTRUCTED THAT ALL FUNDS THAT HAS BEEN DORMANT WITH ALL BANKS,COMPANIES AND CUSTOMS FOR PAST YEARS HERE IN LONDON,EUROPE BOTH IN AFRICA MUST HAVE TO BE DELIVERED TO THE RIGHTFUL OWNERS WHICH YOUR NAME AND E-MAIL ADDRESS IS WITH US HERE,SO IN THIS REGARDS WE HAVE CALLED ON ATTENTION OF CUSTOM AUTHORITIES NEW YORK TO CHECK AND CACULET YOUR TOTAL AMOUNT THAT BE DORMANT AND RELEASE IT TO YOU, WHICH IS SAID FUND OF 8.5 MILLION NOW IT WILL BE DELIVER THROUGH OUR DIPLOMAT AGENT.

NOW FEDERAL BUREAU OF INVESTIGATION HAS CALLED THE BANK OF AFRICA TO REACTIVATE YOUR FUND FOR CASH WITHDRAWAL TO BE IN CONSIGNMENT BOX. WE REQUIRED YOU TO RECONFIRM THE FOLLOWING INFORMATION BELLOW SO THAT HE CAN BE ABLE TO DELIVER YOUR CONSIGNMENT BOX TO YOU IMMEDIATELY.

NAME:
ADDRESS:
COUNTRY AND CITY:
MOBILE NO:
NAME OF YOUR NEAREST AIRPORT:
A COPY OF YOUR IDENTIFICATION:

PLEASE DO CONTACT THE DIPLOMAT AGENT WITH THE E-MAIL BELLOW WITH THE INFORMATION REQUIRED.

CONTACT PERSON: AGENT.KARL MAX
E-MAIL ADDRESS :(karlmax33@outlook.com )

HE IS WAITING TO HEAR FROM YOU WITH THE BELLOW INFORMATION.NOTE: THE DIPLOMATIC AGENT DOES NOT KNOW THAT THE CONTENT OF THE CONSIGNMENT BOX IS £8.5 MILLION POUNDS AND ON ANY CIRCUMSTANCES YOU SHOULD NOT LET HIM KNOW THE CONTENT. THE CONSIGNMENTS WAS MOVED FROM HERE AS FAMILY TREASURE, SO NEVER ALLOW HIM TO OPEN THE BOX.

THANKS AND BEST REGARDS

DR.KEN MARK
INTERNATIONALMONEYTARY OFFICE

MUTUAL BENEFIT

My Dear

I am Barr.Malachai Bruno (Esq.), a legal practitioner. My client who was a member board of trustees SPDC London was killed with his entire family in a fatal accident,sparing none of their lives, some years ago. Before his death, I assisted him in the deposit of some funds with a Security Company for safekeeping.The funds have remained unclaimed since his death, and such unclaimed funds are appropriated and returned to the treasury as a matter of policy. Considering the lack of success in my bid to locate any of his relatives for over a year now, I hereby solicit your consent to enable me present you as the Next of Kin to my deceased client. I am contacting you for two reasons. Firstly, presenting you as the next of kin, which will makes the claim most credible. Secondly, I strongly believe that the Security Company does not deserve to inherit the funds, These reasons led to my resolve to claim the funds which was why I contacted you,With your permission, I will proceed to establish you as the next of kin/Beneficiary to my late client.

I would want you to furnish me with the following informations which will assist me in this claim,

1,FULL NAME :
2,CONTACT ADDRESS:
3,TELEPHONE AND FAX :
4,OCCUPATION :

These information will assist me to secure the necessary papers in your name When I receive your response.Reply to my private email : barristermalachaibruno@yahoo.com

I await your reply,

Barr.Malachai Bruno

Sunday, March 23, 2014

Credit card fraud

Credit card fraud is a wide-ranging term for theft and fraud committed using a credit card or any similar payment mechanism as a fraudulent source of funds in a transaction. The purpose may be to obtain goods without paying, or to obtain unauthorized funds from an account. Credit card fraud is also an adjunct to identity theft. According to the United States Federal Trade Commission, while identity theft had been holding steady for the last few years, it saw a 21 percent increase in 2008. However, credit card fraud, that crime which most people associate with ID theft, decreased as a percentage of all ID theft complaints for the sixth year in a row. Although incidence of credit card fraud is limited to about 0.1% of all card transactions, this has resulted in huge financial losses as the fraudulent transactions have been large value transactions. In 1999, out of 12 billion transactions made annually, approximately 10 million—or one out of every 1200 transactions—turned out to be fraudulent. Also, 0.04% (4 out of every 10,000) of all monthly active accounts were fraudulent. Even with tremendous volume and value increase in credit card transactions since then, these proportions have stayed the same or have decreased due to sophisticated fraud detection and prevention systems. Today's fraud detection systems are designed to prevent one twelfth of one percent of all transactions processed which still translates into billions of dollars in losses. In the decade to 2008, general credit card losses have been 7 basis points or lower (i.e. losses of $0.07 or less per $100 of transactions). In 2007, fraud in the United Kingdom was estimated at £535 million.


Initiation of a card fraud

Card fraud begins either with the theft of the physical card or with the compromise of data associated with the account, including the card account number or other information that would routinely and necessarily be available to a merchant during a legitimate transaction. The compromise can occur by many common routes and can usually be conducted without tipping off the card holder, the merchant or the issuer, at least until the account is ultimately used for fraud. A simple example is that of a store clerk copying sales receipts for later use. The rapid growth of credit card use on the Internet has made database security lapses particularly costly; in some cases, millions of accounts have been compromised. Stolen cards can be reported quickly by cardholders, but a compromised account can be hoarded by a thief for weeks or months before any fraudulent use, making it difficult to identify the source of the compromise. The cardholder may not discover fraudulent use until receiving a billing statement, which may be delivered infrequently. Cardholders can mitigate against this fraud risk by checking their account frequently to ensure constant awareness in case there are any suspicious, unknown transactions or activities.

Stolen cards

When a credit card is lost or stolen, it may be utilized for illegal purchases until the holder notifies the issuing bank that the card is lost. Most issuing banks have free 24-hour telephone numbers to encourage prompt reporting. Still, it is possible for a thief to make unauthorized purchases on a card before its cancellation. Without other security measures, a thief could potentially purchase thousands of dollars in merchandise or services before the cardholder or the card issuer realize that the card is in the wrong hands. The only common security measure on all cards is a signature panel, but, depending on its exact design, a signature may be relatively easy to forge. Some merchants will demand to see a picture ID, such as a driver's license, to verify the identity of the purchaser, and some credit cards include the holder's picture on the card itself. In some jurisdictions, it is illegal for merchants to demand card holder identification. Self-serve payment systems (gas stations, kiosks, etc.) are common targets for stolen cards, as there is no way to verify the card holder's identity. There is also a new law that has been implemented that identification or a signature is only required for purchases above $50, unless stated in the policy of the merchant. This new law makes it easier for credit card theft to take place as well because it is not making it necessary for a form of identification to be presented, so as long as the fraud is done at what is considered to be a small amount, little to no action is taken by the merchant to prevent it. A common countermeasure is to require the user to key in some identifying information, such as the user's ZIP or postal code. This method may deter casual theft of a card found alone, but if the card holder's wallet is stolen, it may be trivial for the thief to deduce the information by looking at other items in the wallet. For instance, a U.S. driver license commonly has the holder's home address and ZIP code printed on it. Visa Inc. offers merchants lower rates on transactions if the customer provides a zip code. In Europe, most cards are equipped with an EMV chip which requires a 4 digit PIN to be entered into the merchant's terminal before payment will be authorised. However, a PIN isn't required for online transactions, and is often not required for transactions using the magnetic strip. Requiring a customer's ZIP code is illegal in California, where the state's 1971 law prohibits merchants from requesting or requiring a card-holder's "personal identification information" as a condition of accepting the card for payment. The California Supreme Court has ruled that the ZIP code qualifies as personal identification information because it is part of the cardholder's address. Companies face fines of $250–1000 for each violation. Requiring a "personal identification number" (PIN) may also be a violation. Card issuers have several countermeasures, including sophisticated software that can, prior to an authorized transaction, estimate the probability of fraud. For example, a large transaction occurring a great distance from the cardholder's home might seem suspicious. The merchant may be instructed to call the card issuer for verification, or to decline the transaction, or even to hold the card and refuse to return it to the customer. The customer must contact the issuer and prove who they are to get their card back (if it is not fraud and they are actually buying a product).

Compromised accounts

Card account information is stored in a number of formats. Account numbers – formally the Primary Account Number (PAN) – are often embossed or imprinted on the card, and a magnetic stripe on the back contains the data in machine readable format. Fields can vary, but the most common include:

- Name of card holder
- Account number
- Expiration date
- Verification/CVV code

Card not present transaction

The mail and the Internet are major routes for fraud against merchants who sell and ship products, and affects legitimate mail-order and Internet merchants. If the card is not physically present (called CNP, card not present) the merchant must rely on the holder (or someone purporting to be so) presenting the information indirectly, whether by mail, telephone or over the Internet. While there are safeguards to this, it is still more risky than presenting in person, and indeed card issuers tend to charge a greater transaction rate for CNP, because of the greater risk. It is difficult for a merchant to verify that the actual cardholder is indeed authorising the purchase. Shipping companies can guarantee delivery to a location, but they are not required to check identification and they are usually not involved in processing payments for the merchandise. A common recent preventive measure for merchants is to allow shipment only to an address approved by the cardholder, and merchant banking systems offer simple methods of verifying this information. Before this and similar countermeasures were introduced, mail order carding was rampant as early as 1992.[8] A carder would obtain the credit card information for a local resident and then intercept delivery of the illegitimately purchased merchandise at the shipping address, often by staking out the porch of the residence. Small transactions generally undergo less scrutiny, and are less likely to be investigated by either the card issuer or the merchant. CNP merchants must take extra precaution against fraud exposure and associated losses, and they pay higher rates for the privilege of accepting cards. Fraudsters bet on the fact that many fraud prevention features are not used for small transactions. Merchant associations have developed some prevention measures, such as single use card numbers, but these have not met with much success. Customers expect to be able to use their credit card without any hassles, and have little incentive to pursue additional security due to laws limiting customer liability in the event of fraud. Merchants can implement these prevention measures but risk losing business if the customer chooses not to use them.

Identity theft

Identity theft can be divided into two broad categories: Application fraud and account takeover.

Application fraud

Application fraud happens when a criminal uses stolen or fake documents to open an account in someone else's name without authorization. Criminals may try to steal documents such as utility bills and bank statements to build up useful personal information. Alternatively, they may create counterfeit documents. Quite a few companies have application fraud calls where card members will have previously run their credit report and at that point they are able to see that they currently have an open credit card that they never applied for. At that point they realize that they have had some information taken and have been having their credit score compromised and contact the card company to let them know of the fraud application that was done. At that point the company is held responsible for the fraud that takes place and the card inquiry and balance is removed from the card member's credit report.

Account takeover

Account takeover happens when a criminal tries to take over another person's account, first by gathering information about the intended victim, and then contacting their card issuer while impersonating the genuine cardholder, and asking for mail to be redirected to a new address. The criminal then reports the card lost and asks for a replacement to be sent. Some merchants have introduced a new counter-measure to protect their consumers and their own reputation, where they ask the buyer to send a photocopy of the physical card and statement to ensure the legitimate usage of a card. While these changes are done to reroute the information to the criminal's address for their full usage, the card member is still being held at fault until the fraud is noticed and reported. At that point the company is able to look back in the card members history and determine when the fraud began and what the card member would be responsible for and what they will not, along with any suspects that may have done the fraud.

Skimming

Skimming is the theft of credit card information used in an otherwise legitimate transaction. The thief can procure a victim's credit card number using basic methods such as photocopying receipts or more advanced methods such as using a small electronic device (skimmer) to swipe and store hundreds of victims’ credit card numbers. Common scenarios for skimming are restaurants or bars where the skimmer has possession of the victim's credit card out of their immediate view. The thief may also use a small keypad to unobtrusively transcribe the 3 or 4 digit Card Security Code, which is not present on the magnetic strip. Call centers are another area where skimming can easily occur.Skimming can also occur at merchants such as gas stations when a third-party card-reading device is installed either out­side or inside a fuel dispenser or other card-swiping terminal. This device allows a thief to capture a customer’s cred­it and debit card information, including their PIN, with each card swipe. Instances of skimming have been reported where the perpetrator has put over the card slot of an ATM (automated teller machine) a device that reads the magnetic strip as the user unknowingly passes their card through it. These devices are often used in conjunction with a miniature camera (inconspicuously attached to the ATM) to read the user's PIN at the same time. This method is being used very frequently in many parts of the world, including South America, Argentina, and Europe. Another technique used is a keypad overlay that matches up with the buttons of the legitimate keypad below it and presses them when operated, but records or wirelessly transmits the keylog of the PIN entered. The device or group of devices illicitly installed on an ATM are also colloquially known as a "skimmer". Recently-made ATMs now often run a picture of what the slot and keypad are supposed to look like as a background, so that consumers can identify foreign devices attached. Skimming is difficult for the typical cardholder to detect, but given a large enough sample, it is fairly easy for the card issuer to detect. The issuer collects a list of all the cardholders who have complained about fraudulent transactions, and then uses data mining to discover relationships among them and the merchants they use. For example, if many of the cardholders use a particular merchant, that merchant can be directly investigated. Sophisticated algorithms can also search for patterns of fraud. Merchants must ensure the physical security of their terminals, and penalties for merchants can be severe if they are compromised, ranging from large fines by the issuer to complete exclusion from the system, which can be a death blow to businesses such as restaurants where credit card transactions are the norm.

Carding

Carding is a term used for a process to verify the validity of stolen card data. The thief presents the card information on a website that has real-time transaction processing. If the card is processed successfully, the thief knows that the card is still good. The specific item purchased is immaterial, and the thief does not need to purchase an actual product; a web site subscription or charitable donation would be sufficient. The purchase is usually for a small monetary amount, both to avoid using the card's credit limit, and also to avoid attracting the card issuer's attention. A website known to be susceptible to carding is known as a cardable website. In the past, carders used computer programs called "generators" to produce a sequence of credit card numbers, and then test them to see which were valid accounts. Another variation would be to take false card numbers to a location that does not immediately process card numbers, such as a trade show or special event. However, this process is no longer viable due to widespread requirement by internet credit card processing systems for additional data such as the billing address, the 3 to 4 digit Card Security Code and/or the card's expiration date, as well as the more prevalent use of wireless card scanners that can process transactions right away. Nowadays, carding is more typically used to verify credit card data obtained directly from the victims by skimming or phishing. A set of credit card details that has been verified in this way is known in fraud circles as a phish. A carder will typically sell data files of the phish to other individuals who will carry out the actual fraud. Market price for a phish ranges from US$1.00 to US$50.00 depending on the type of card, freshness of the data and credit status of the victim.

BIN attack

Credit cards are produced in BIN ranges. Where an issuer does not use random generation of the card number, it is possible for an attacker to obtain one good card number and generate valid card numbers by changing the last four numbers using a generator. The expiry date of these cards would most likely be the same as the good card.

Tele phishing

Scammers may obtain a list of individuals with their name and phone number luring victims into thinking that they are speaking with a trusted organization handing over sensitive information such as credit card details. Scamming has moved from landlines to cellphones in recent years. One popular tactic is to claim that they are from the "Card Services" division of one, or any number of popular banks, and are "verifying" your account information so that they can provide you a lower interest rate. Scammers can be very convincing, aggressive, and tireless in their efforts, often organized into large but clearly mobile call centers.

Balance transfer checks

Some promotional offers include active balance transfer checks which may be tied directly to a credit card account. These are often sent unsolicited, and may occur as often as once per month by some financial institutions. In cases where checks are stolen from a victim's mailbox they can be used at point of sales locations thereby leaving the victim responsible for the losses. They are one path at times used by fraudsters.

Fraudulent charge-back schemes

There is a class of email spam (usually sent to commercial / corporate email addresses) where the spammer makes an offer to purchase goods (usually not specifically identified) from a vendor. In the email, the spammer makes it clear that they intend to pay for the goods using a credit card. The spammer provides the shipping address for the goods, and requests a product and price-list from the vendor in the initial email. It has been speculated that this is some form of charge-back scheme, whereby the spammer is using a valid credit card but intends to request a charge-back to reverse the charge while at the same time retaining the goods that were shipped to them.

Unexpected repeat billing

When a card holder buys something from a vendor and expects the card to be charged only once, a vendor may charge the card a small amount multiple times at infrequent intervals such as monthly or annually until the card expires. The vendor may state in the fine print that the customer is now a "member" and the membership will be renewed periodically unless the card holder notifies the vendor in accordance with a cancellation procedure in the "membership agreement" which the card holder agreed to when they made the initial purchase. Because the periodic charges are unexpected, infrequent, and small, most card holders will not notice the charges. If a card holder complains to the bank that the charges were unauthorized, the bank will notify the vendor of the disputed charges and the vendor will respond that the card holder never cancelled the "membership" which the card holder agreed to. Since most card holders have no idea what the cancellation procedure is and the vendor will reveal it only to new customers, the bank will not reverse the charges, but instead will offer to cancel the credit card and reissue it with a different account number or expiration date. Unexpected repeat billing is in a gray area of the law, depending on whether the customer legitimately agreed to the charges.

Profits, losses and punishment

United States

Cardholder liability

In the US, federal law limits the liability of card holders to $50 in the event of theft of the actual credit card, regardless of the amount charged on the card, if reported within 60 days of receiving the statement. In practice many issuers will waive this small payment and simply remove the fraudulent charges from the customer's account if the customer signs an affidavit confirming that the charges are indeed fraudulent. If the physical card is not lost or stolen, but rather just the credit card account number itself is stolen, then Federal Law guarantees card holders have zero liability to the credit card issuer.

Merchants

The merchants and the financial institutions bear the loss. The merchant loses the value of any goods or services sold, and any associated fees. If the financial institution does not have a chargeback right then the financial institution bears the loss and the merchant does not suffer at all. These losses incline merchants to be cautious and often they ban legitimate transactions and lose potential revenues. Online merchants can choose to apply for additional services that credit card companies offer, such as Verified by Visa and MasterCard SecureCode. However, these are fiddly for consumers so there is a trade-off of making a sale easy and making it secure. The liability for the fraud is determined by the details of the transaction. If the merchant retrieved all the necessary pieces of information and followed all of the rules and regulations the financial institution would bear the liability for the fraud. If the merchant did not get all of the necessary information they would be required to return the funds to the financial institution. This is all determined through the credit card processory.

United Kingdom

In the UK, credit cards are regulated by the Consumer Credit Act 1974 (amended 2006). This provides a number of protections and requirements. Any misuse of the card, unless deliberately criminal on the part of the cardholder, must be refunded by the merchant or card issuer.

Credit card companies

To prevent being "charged back" for fraud transactions, merchants can sign up for services offered by Visa and MasterCard called Verified by Visa and MasterCard SecureCode, under the umbrella term 3-D Secure. This requires consumers to add additional information to confirm a transaction. Often enough online merchants do not take adequate measures to protect their websites from fraud attacks, for example by being blind to sequencing. In contrast to more automated product transactions, a clerk overseeing "card present" authorization requests must approve the customer's removal of the goods from the premise in real time. Credit card merchant associations, like Visa and MasterCard, receive profits from transaction fees, charging between 0% and 3.25% of the purchase price plus a per transaction fee of between 0.00 USD and 40.00 USD. Cash costs more to bank up, so it is worthwhile for merchants to take cards. Issuers are thus motivated to pursue policies which increase the money transferred by their systems. Many merchants believe this pursuit of revenue reduces the incentive for credit card issuers to adopt procedures to reduce crime, particularly because the cost of investigating a fraud is usually higher than the cost of just writing it off. These costs are passed on to the merchants as "chargebacks". This can result in substantial additional costs: not only has the merchant been defrauded for the amount of the transaction, he is also obliged to pay the chargeback fee, and to add insult to injury the transaction fees still stand. Merchants have started to request changes in state and federal laws to protect themselves and their consumers from fraud, but the credit card industry has opposed many of the requests. In many cases, merchants have little ability to fight fraud, and must simply accept a proportion of fraud as a cost of doing business. Because all card-accepting merchants and card-carrying customers are bound by civil contract law there are few criminal laws covering the fraud. Payment transfer associations enact changes to regulations, and the three parties— the issuer, the consumer, and the merchant— are all generally bound to the conditions, by a self-acceptance term in the contract that it can be changed.

Merchants

The merchant loses the goods or services sold, the payment, the fees for processing the payment, any currency conversion commissions, and the amount of the chargeback penalty. For obvious reasons, many merchants take steps to avoid chargebacks—such as not accepting suspicious transactions. This may spawn collateral damage, where the merchant additionally loses legitimate sales by incorrectly blocking legitimate transactions. Mail Order/Telephone Order (MOTO) merchants are implementing Agent-assisted automation which allows the call center agent to collect the credit card number and other personally identifiable information without ever seeing or hearing it. This greatly reduces the probability of chargebacks and increases the likelihood that fraudulent chargebacks will be successfully overturned.

Famous credit fraud attacks

Between July 2005 and mid-January 2007, a breach of systems at TJX Companies exposed data from more than 45.6 million credit cards. Albert Gonzalez is accused of being the ringleader of the group responsible for the thefts. In August 2009 Gonzalez was also indicted for the biggest known credit card theft to date — information from more than 130 million credit and debit cards was stolen at Heartland Payment Systems, retailers 7-Eleven and Hannaford Brothers, and two unidentified companies. In 2012, about 40 million sets of payment card information were compromised by a hack of Adobe Systems. In July 2013, press reports indicated four Russians and a Ukrainian were indicted in New Jersey for what was called “the largest hacking and data breach scheme ever prosecuted in the United States.” Between Nov. 27, 2013 and Dec. 15, 2013 a breach of systems at Target Corporation exposed data from about 40 million credit cards. The information stolen included names, account number, expiry date and Card security code From 16 July to 30 October 2013, a hacking attack compromised about a million sets of payment card data stored on computers at Neiman-Marcus.

Countermeasures

Countermeasures to combat credit card fraud include the following.

By merchants:

- PAN truncation – not displaying the full number on receipts
- Tokenization (data security) – not storing the full number in computer systems
- Requesting additional information, such as a PIN, ZIP code, or Card Security Code
- Perform geolocation validation, such as IP address
- Use of Reliance Authentication, indirectly via PayPal, or directly via iSignthis or miiCard.

By card issuers:

Fraud detection and prevention software) that analyzes patterns of normal and unusual behavior as well as individual transactions in order to flag likely fraud. Profiles include such information as IP address. Technologies have existed since the early 1990s to detect potential fraud. One early market entrant was Falcon; other leading software solutions for card fraud include Actimize, SAS, BAE Systems Detica, and IBM.

Fraud detection and response business processes such as:

Contacting the cardholder to request verification. Placing preventative controls/holds on accounts which may have been victimized. Blocking card until transactions are verified by cardholder. Investigating fraudulent activity

Strong Authentication measures such as:

Multi-factor Authentication, verifying that the account is being accessed by the cardholder through requirement of additional information such as account number, PIN, ZIP, challenge questions,Out-of-band Authentication, verifying that the transaction is being done by the cardholder through a "known" or "trusted" communication channel such as text message, phone call, or security token device, Industry collaboration and information sharing about known fraudsters and emerging threat vectors

By Governmental and Regulatory Bodies:

Enacting consumer protection laws related to card fraud. Performing regular examinations and risk assessments of credit card issuers. Publishing standards, guidance, and guidelines for protecting cardholder information and monitoring for fraudulent activity. Regulation, such as that introduced in the SEPA and EU28 by the European Central Bank's 'SecuRE Pay' requirements and the Payment Services Directive 2 legislation.

By cardholders:

Reporting lost or stolen cards. Reviewing charges regularly and reporting unauthorized transactions immediately. Installing virus protection software on personal computers. Using caution when using credit cards for online purchases, especially on non-trusted websites. Keeping a record of account numbers, their expiration dates, and the phone number and address of each company in a secure place.

Additional technological features:

- EMV
- 3-D Secure
- Strong authentication