Monday, July 1, 2013
Wednesday, May 15, 2013
Lagos
Nickname : Lasgidi
Coordinates : 6°27′11″N 3°23′45″E
Country : Nigeria
Governor : Babatunde Fashola (ACN)
Urban : 999.6 km2 (385.9 sq mi)
Time zone WAT : (UTC+1)
Website : http://www.lagosstate.gov.ng
Lagos (pron.: /ˈlɑːɡoʊs/ lah-gohs, /ˈleɪɡɒs/ lay-gos) is a port city and the most populous city in Lagos State, Nigeria. Officially, the population of Lagos was last recorded in 2006 at 7,937,932. Lagos is the second fastest growing city in Africa and the seventh fastest growing city in the world.Lagos was originally inhabited by the Awori subgroup of the Yoruba people. Under the leadership of their Olofin, the Awori moved to an island now called Iddo and then to the larger Lagos Island. In the 15th century, the Awori settlement was attacked by the Benin Empire following a quarrel, and the island became a Benin war-camp called "Eko" under Oba Orhogba, the Oba of Benin at the time. Lagos is a metropolitan area which originated on islands separated by creeks, such as Lagos Island, fringing the southwest mouth of Lagos Lagoon while protected from the Atlantic Ocean by long sand spits such as Bar Beach, which stretch up to 100 km east and west of the mouth. From the beginning, Lagos has expanded on the mainland west of the lagoon and the conurbation, including Ikeja (which is the capital of Lagos) and Agege, now reaches more than 40 km north-west of Lagos Island. Some suburbs include Ikorodu, Epe and Badagry, and more local councils have recently been created, bringing the total number of local governments in Lagos to 57.
History of Lagos
Lagos was a war camp for members of the Benin Empire, who referred to it as Eko. The Yoruba still use the name Eko to refer to Lagos. Lagos, which means "lakes", was a name given to the settlement by the Portuguese. The present day Lagos state has a high percentage of Awori, who migrated to the area from Isheri along the Ogun river. Throughout history, it was home to a number of warring ethnic groups who had settled in the area. During its early settlement, it also saw periods of rule by the Benin Kingdom. Portuguese explorer Rui de Sequeira visited the area in 1472, naming the area around the city Lago de Curamo; indeed the present name is Portuguese for "lakes". Another explanation is that Lagos was named for Lagos, Portugal - a maritime town which, at the time, was the main centre of Portuguese expeditions down the African coast, and whose own name is derived from the Latin word Lacobriga. Lagos was formally annexed as the British Lagos Colony in 1861. This had the dual effect of crushing the slave trade and establishing British control over palm and other trades. The remainder of modern-day Nigeria was seized in 1887, and when the Colony and Protectorate of Nigeria was established in 1914, Lagos was declared its capital, continuing as such after the country's independence from Britain in 1960. Along with migrants from all over Nigeria and other West African nations were the returnee ex-slaves known as Creoles, who came from Freetown, Sierra Leone, Brazil and the West Indies to Lagos. The Creoles contributed to Lagos' modernisation and their knowledge of Portuguese architecture can still be seen from the architecture on Lagos Island. Lagos experienced rapid growth throughout the 1960s and 1970s as a result of Nigeria's economic boom prior to the Nigerian Civil War. Lagos was the capital of Nigeria from 1914 up to 1991. The city was stripped of its status when the Federal Capital Territory was established at the purpose-built city of Abuja. On 14 November 1991, the Presidency and other federal government functions were finally relocated to the new capital city of Abuja.
Coordinates : 6°27′11″N 3°23′45″E
Country : Nigeria
Governor : Babatunde Fashola (ACN)
Urban : 999.6 km2 (385.9 sq mi)
Time zone WAT : (UTC+1)
Website : http://www.lagosstate.gov.ng
Lagos (pron.: /ˈlɑːɡoʊs/ lah-gohs, /ˈleɪɡɒs/ lay-gos) is a port city and the most populous city in Lagos State, Nigeria. Officially, the population of Lagos was last recorded in 2006 at 7,937,932. Lagos is the second fastest growing city in Africa and the seventh fastest growing city in the world.Lagos was originally inhabited by the Awori subgroup of the Yoruba people. Under the leadership of their Olofin, the Awori moved to an island now called Iddo and then to the larger Lagos Island. In the 15th century, the Awori settlement was attacked by the Benin Empire following a quarrel, and the island became a Benin war-camp called "Eko" under Oba Orhogba, the Oba of Benin at the time. Lagos is a metropolitan area which originated on islands separated by creeks, such as Lagos Island, fringing the southwest mouth of Lagos Lagoon while protected from the Atlantic Ocean by long sand spits such as Bar Beach, which stretch up to 100 km east and west of the mouth. From the beginning, Lagos has expanded on the mainland west of the lagoon and the conurbation, including Ikeja (which is the capital of Lagos) and Agege, now reaches more than 40 km north-west of Lagos Island. Some suburbs include Ikorodu, Epe and Badagry, and more local councils have recently been created, bringing the total number of local governments in Lagos to 57.
History of Lagos
Lagos was a war camp for members of the Benin Empire, who referred to it as Eko. The Yoruba still use the name Eko to refer to Lagos. Lagos, which means "lakes", was a name given to the settlement by the Portuguese. The present day Lagos state has a high percentage of Awori, who migrated to the area from Isheri along the Ogun river. Throughout history, it was home to a number of warring ethnic groups who had settled in the area. During its early settlement, it also saw periods of rule by the Benin Kingdom. Portuguese explorer Rui de Sequeira visited the area in 1472, naming the area around the city Lago de Curamo; indeed the present name is Portuguese for "lakes". Another explanation is that Lagos was named for Lagos, Portugal - a maritime town which, at the time, was the main centre of Portuguese expeditions down the African coast, and whose own name is derived from the Latin word Lacobriga. Lagos was formally annexed as the British Lagos Colony in 1861. This had the dual effect of crushing the slave trade and establishing British control over palm and other trades. The remainder of modern-day Nigeria was seized in 1887, and when the Colony and Protectorate of Nigeria was established in 1914, Lagos was declared its capital, continuing as such after the country's independence from Britain in 1960. Along with migrants from all over Nigeria and other West African nations were the returnee ex-slaves known as Creoles, who came from Freetown, Sierra Leone, Brazil and the West Indies to Lagos. The Creoles contributed to Lagos' modernisation and their knowledge of Portuguese architecture can still be seen from the architecture on Lagos Island. Lagos experienced rapid growth throughout the 1960s and 1970s as a result of Nigeria's economic boom prior to the Nigerian Civil War. Lagos was the capital of Nigeria from 1914 up to 1991. The city was stripped of its status when the Federal Capital Territory was established at the purpose-built city of Abuja. On 14 November 1991, the Presidency and other federal government functions were finally relocated to the new capital city of Abuja.
Wednesday, May 8, 2013
Monday, May 6, 2013
Friday, May 3, 2013
Western Union
The Western Union Company is a financial services and communications company based in the United States. Its North American headquarters is in Englewood, Colorado. Up until it discontinued the service in 2006, Western Union was the best-known U.S. company in the business of exchanging telegrams. Western Union has several divisions, with products such as person-to-person money transfer, money orders, business payments and commercial services. Western Union, as an industrialized monopoly, dominated the telegraph industry in the late 19th century. It was the first communications empire and set a pattern for American-style communications businesses as they are known today.
In 1851, the New York and Mississippi Valley Printing Telegraph Company was organized in Rochester, New York by Hiram Sibley and others, with the goal of creating one great telegraph system with unified and efficient operations. Meanwhile, Ezra Cornell had bought back one of his bankrupt companies and renamed it the New York & Western Union Telegraph Company. Originally fierce competitors, by 1855 both groups were finally convinced that consolidation was their only alternative for progress. The merged company was named The Western Union Telegraph Company at Cornell's insistence, and Western Union was born. Western Union bought out smaller companies rapidly, and by 1860 its lines reached from the East Coast to the Mississippi River, and from the Great Lakes to the Ohio River. In 1861 it opened the first transcontinental telegraph. In 1865 it formed the Russian American Telegraph in an attempt to link America to Europe, via Alaska, into Siberia, to Moscow. (This project was abandoned in 1867.) The company enjoyed phenomenal growth during the next few years. Its capitalization rose from $385,700 in 1858 to $41 million in 1876. However it was top-heavy with stock issues, and faced growing competition from several firms, especially the Atlantic and Pacific Telegraph Company--itself taken over by financier Jay Gould in 1875.:196-201 In 1881 Gould took control of Western Union. Wilbur Bold, a 12-year old Western Union messenger boy, Tampa, Florida, 1911. It introduced the first stock ticker in 1866, and a standardized time service in 1870. The next year, 1871, the company introduced its money transfer service, based on its extensive telegraph network. In 1879, Western Union left the telephone business, having lost a patent lawsuit with Bell Telephone Company. As the telephone replaced the telegraph, money transfer would become its primary business. When the Dow Jones Transportation Average stock market index for the New York Stock Exchange (NYSE) was created in 1884, Western Union was one of the original eleven all-American companies tracked. By 1900 Western Union operated a million miles of telegraph lines and two international undersea cables.
The company continued to grow, acquiring more than 500 smaller competitors. Its monopoly power was almost complete in 1943 when it bought Postal Telegraph, Inc., its chief rival. Former headquarters of WU, located at 60 Hudson, New York, NY, USA, in the early and middle 20th century In 1914 Western Union offered the first charge card for consumers; in 1923 it introduced teletypewriters to join its branches. Singing telegrams followed in 1933, intercity fax in 1935, and commercial intercity microwave communications in 1943. In 1958, it began offering Telex service to customers in New York City. Western Union introduced the 'Candygram' in the 1960s, a box of chocolates accompanying a telegram featured in a commercial with the rotund Don Wilson. In 1964, Western Union initiated a transcontinental microwave system to replace land lines. During World War II, families of sons in the military service dreaded the Western Union "boy on his bicycle" to arrive at their home with a telegram from the War Department or the Navy Department. The message began: The Secretary of War (soldiers and airmen) or Secretary of Navy (sailors and marines), regrets to inform you that, (name, rank and serial number of the man in the military service) was killed in action or missing in action. Western Union became the first American telecommunications corporation to maintain its own fleet of geosynchronous communication satellites, starting in 1974. The fleet of satellites, called Westar, carried communications within the Western Union company for telegram and mailgram message data to Western Union bureaus nationwide. It also handled traffic for its Telex and TWX (Telex II) services. The Westar satellites' transponders were also leased by other companies for relaying video, voice, data, and facsimile (fax) transmissions. In 1963 Western Union organized its international cable system properties and its right-of-way for connecting international telegraph lines into a separate company called Western Union International (WUI) which it divested that year to American Securities. In 1983 American Securities sold WUI to MCI Communications which renamed it to MCI International and moved its headquarters from New York City to Rye Brook, New York. In the 1970s WUI installed and leased to the U.S. Department of Defense (DOD) dedicated 50 Kbps high speed telecommunications facilities between the continental U.S. and Hawaii, Germany and the United Kingdom to provide a test bed for the DOD's Advanced Research Projects Agency (ARPA). This test bed provided ARPA with a proof of concept for the technology of packet switching which later became the Internet. In 1976, Western Union partnered with E. F. Hutton & Co.. In 1981 Western Union purchased a fifty percent interest in Airfone. It sold Airfone to GTE in 1986 for $39 million in cash. Due to declining profits and mounting debts, Western Union slowly began to divest itself of telecommunications-based assets starting in the early 1980s. Due to deregulation at the time, Western Union began sending money outside the country, re-inventing itself as "The fastest way to send money worldwide" and expanding its agent locations internationally. In 1987, Investor Bennett S. LeBow acquired control of Western Union through an outside of chapter 11 process that was a complex leveraged recapitalization. The transaction was backed by a total of $900 million in high yield bonds and preferred stock underwritten by Michael Milken's group at Drexel Burnham Lambert as part of an exchange offer. LeBow installed Robert J. Amman as President and CEO who led a complete strategic, operational and balance sheet restructuring of the company over the subsequent 6 years. Mr. Amman executed a strategy of redirecting Western Union from being an asset-based provider of communications services, with a money transfer business as a large but less important part of the business, into being a provider of consumer-based money transfer financial services. In so doing, Mr. Amman ran the company as two separate companies. One business consisted of the money transfer business, which was funded and operated to take advantage of the significant growth opportunity. The second unit consisted of all the non-strategic communications assets such as the long distance analog voice network, satellite business and undersea cable assets. In the 3 year period through 1990 Mr. Amman was supported by Robert A. Schriesheim, also installed by Mr. LeBow, as a special advisor who oversaw the divestiture of the four non-strategic telecommunications assets for about $280 million. The official name of the corporation was changed to New Valley Corporation in 1991, just in time for that entity to seek bankruptcy protection as part of Mr. Amman's strategy to eliminate the overleveraged balance sheet while continuing to grow the money transfer business . The name change was taken to shield the Western Union name from being dragged through the proceedings (and the bad PR that would cause). Under the day to day leadership of Robert J. Amman and the backing of LeBow, the company's value increased dramatically through its years operating under chapter 11. Following various restructurings that included negotiations with Carl Icahn who became a large bond holder, Mr. Amman engineered the sale of New Valley in a bankruptcy auction to First Financial Management Corporation in 1994 for $1.2 billion where he became vice chairman, and a year later merged with First Data Corporation in a $6 billion transaction. On January 26, 2006, First Data Corporation announced plans to spin Western Union off as an independent, publicly traded company. Western Union's focus will remain money transfers. The next day, Western Union announced that it would cease offering telegram transmission and delivery, the product most associated with the company throughout its history. This was, however, not the original Western Union telegram service, but a new service of First Data under the Western Union banner; the original telegram service was sold off after New Valley Corporation's bankruptcy and now operates as iTelegram. The spin off was completed September 29, 2006 and Western Union became an independent, publicly traded company again.
Western Union telegrams were transmitted through a store and forward message switching system. Early versions were manual telegraph systems. Later systems using teleprinters were semi-automatic, using punched paper tape to receive, store, and retransmit messages. Plan 55-A, Western Union's last paper tape based switching system (1948–1976), was fully automatic, with automatic routing. Western Union was a prime contractor in the Automatic Digital Network (AUTODIN) program. AUTODIN, a military application for communication, was first developed in the 1960s and became the precursor to the modern Internet in the 1990s. The Defense Message System (DMS) replaced AUTODIN in 2000. AUTODIN, originally named "ComLogNet", was a highly reliable service that operated at 99.99% availability, using mechanical punched card readers and tab machines to send and receive data over leased lines. During the peak operation of AUTODIN, the United States portion of the network handled twenty million messages a month. Western Union failed in its attempts to engineer a replacement (AUTODIN II), leading to the development of an acceptable packet-switched network by BBN (the developer of the ARPANET) which became the foundation of today's Internet. AUTODIN service ceased in 2000, years after it had become obsolete. A related innovation that came from AUTODIN was Western Union's computer based EasyLink service. This system allowed for one of the first marketable email systems for non-government users. In addition, the system allowed the same message to be sent simultaneously to multiple recipients via email, fax, mailgram, or telex services; as well as receive messages from the integrated formats. With the service, users could also perform research utilizing its InfoLink application. EasyLink Services is now its own company.
As of February 2006, the Western Union website showed this notice: "Effective 2006-01-27, Western Union will discontinue all Telegram and Commercial Messaging services. We regret any inconvenience this may cause you, and we thank you for your loyal patronage. If you have any questions or concerns, please contact a customer service representative." This ended the era of telegrams which began in 1851 with the founding of the New York and Mississippi Valley Printing Telegraph Company, and which spanned 155 years of continuous service. Western Union reported that telegrams sent had fallen to a total of 20,000 a year, due to competition from other communication services such as email. Employees had been informed of the decision in mid-January. Telegram service in the United States continues to be available through iTelegram and other companies.
In May 2009, Western Union announced their intention to acquire Custom House from Peter Gustavson. The deal closed in September 2009, with Western Union purchasing Custom House for $370 million USD. Its acquisition led the company to be re-branded as Western Union Business Solutions. In January 2011, Western Union acquired the 100% of Angelo Costa, CEO Francesco Costa, a group active in money transfer and services to immigrants. Angelo Costa has a network of 7,500 points of sale in various European countries. The agreement was signed for $ 200 mln. In July 2011, Western Union acquired Travelex's Global Business Payments division for £606 Million. October 2011, Western Union completed the acquisition of Finint S.r.l., one of Western Union's leading money transfer network Agents in Europe, counting more than 10,000 subagent locations across Italy, Spain, and the United Kingdom.
Western Union's website, westernunion.com, allows users to send and receive funds to others, pay bills, or purchase gift cards. The domain westernunion.com attracted at least 8.7 million visitors annually by 2008 according to a Compete.com study.BidPay As the Internet became an arena for commerce at the turn of the millennium, Western Union started its online services. BidPay was renamed "Western Union Auction Payments" in 2004 before being renamed back to BidPay. BidPay ceased operations on December 31, 2005, and was purchased for US$1.8 million in March 2006 by CyberSource Corp. who announced their intention to re-launch BidPay. BidPay was later discontinued by CyberSource effective December 31, 2007.
In October 2007, Western Union announced plans to introduce a mobile money transfer service with the GSM Association, a global trade association representing more than 700 mobile operators in 218 countries and covering 2.5 billion mobile subscribers.The proliferation of mobile phones in developed and developing economies provides a widely accessible consumer device capable of delivering mobile financial services ranging from text notifications associated with Western Union cash delivery services to phone-based remittance options. Western Union's mobile money transfer service offering will connect its core money transfer platform to m-bank or m-wallet platforms provided by mobile operators and / or locally regulated financial institutions.
In order to send funds, a sender goes to a Western Union office and presents funds (plus fees) for "Next Day" or "Money in Minutes" service. The sender provides his or her name and address, the recipient's name, and a designated payment destination. Western Union then provides the sender a 10-digit Money Transfer Control Number (MTCN) that the sender must provide to the recipient. The recipient then proceeds to a Western Union agent office in the designated payment location, presents the 10-digit MTCN, and a photo ID. Money is then paid out to the recipient. In some locations, if a recipient lacks identification documents, the sender and receiver can set up a pre-arranged password. Funds are paid out in cash, although if payment exceeds a local maximum or cash on hand, a check is issued. Alternatively, a sender may forward funds to a recipient by using Western Union's web site or by phone. In some countries, the recipient doesn’t need the MTCN number if he has sufficient identification.
Fees vary based on the sender and receiver's location, type of transfer, and whether the money is sent from a counter location or by the web site.
Along with satellite telecommunications, Western Union was also active in other forms of telecommunication services:
- WU phone parlors near Times Square, 2008.
- Common carrier terrestrial microwave networks.
- Business communications networks such as Telex and TWX.
- Landline-based leased voice and data communication circuits.
- Long distance telephone service.
- Airfone air-ground radiotelephone service from 1981 to 1986.
- Cellular phone service for a very short time in the early 1980s.
Western Union was a major shirt-sponsor of the Sydney Roosters NRL team from 2002–2003. The company still sponsors the team, but not as a shirt-sponsor. Around the world, Western Union sponsors numerous community events that help support the diaspora communities that use the global Money Transfer service. The First Data Western Union Foundation donates money to charitable causes around the world. After the 2004 Indian Ocean tsunami, the Foundation donated US$1,000,000 to the relief effort.
Western Union advises its customers not to send money to someone that they have never met in person. Despite its efforts in increasing customers' awareness of the issue, Western Union is used for internet fraud by scammers. Western Union has been required to maintain records of pay-out locations of the individuals who may be laundering the money, though this information may only be obtained through the use of a subpoena. Hence advance-fee fraud and romance scammers continue to receive funds via Western Union confident in the knowledge that money lost to overseas scammers is almost always unrecoverable.For this reason it is banned as a medium of payment through eBay.
There were allegations by that Western Union provided United States military intelligence with personal information.
Western Union has begun blocking transactions based on suspicion of terrorist connections, as a part of the company's involvement with the War on Terror. Currently, transfers sent from the Western Union web site require telephone confirmation of the sender's identity. On occasion, the transfer will fail and Western Union's customer service will inform the sender that the transaction "does not meet our requirements." If details are requested, no information other than the fact that their disclosure is forbidden will be given. Numerous customers have reported this problem.
History
19th century
In 1851, the New York and Mississippi Valley Printing Telegraph Company was organized in Rochester, New York by Hiram Sibley and others, with the goal of creating one great telegraph system with unified and efficient operations. Meanwhile, Ezra Cornell had bought back one of his bankrupt companies and renamed it the New York & Western Union Telegraph Company. Originally fierce competitors, by 1855 both groups were finally convinced that consolidation was their only alternative for progress. The merged company was named The Western Union Telegraph Company at Cornell's insistence, and Western Union was born. Western Union bought out smaller companies rapidly, and by 1860 its lines reached from the East Coast to the Mississippi River, and from the Great Lakes to the Ohio River. In 1861 it opened the first transcontinental telegraph. In 1865 it formed the Russian American Telegraph in an attempt to link America to Europe, via Alaska, into Siberia, to Moscow. (This project was abandoned in 1867.) The company enjoyed phenomenal growth during the next few years. Its capitalization rose from $385,700 in 1858 to $41 million in 1876. However it was top-heavy with stock issues, and faced growing competition from several firms, especially the Atlantic and Pacific Telegraph Company--itself taken over by financier Jay Gould in 1875.:196-201 In 1881 Gould took control of Western Union. Wilbur Bold, a 12-year old Western Union messenger boy, Tampa, Florida, 1911. It introduced the first stock ticker in 1866, and a standardized time service in 1870. The next year, 1871, the company introduced its money transfer service, based on its extensive telegraph network. In 1879, Western Union left the telephone business, having lost a patent lawsuit with Bell Telephone Company. As the telephone replaced the telegraph, money transfer would become its primary business. When the Dow Jones Transportation Average stock market index for the New York Stock Exchange (NYSE) was created in 1884, Western Union was one of the original eleven all-American companies tracked. By 1900 Western Union operated a million miles of telegraph lines and two international undersea cables.
20th century
The company continued to grow, acquiring more than 500 smaller competitors. Its monopoly power was almost complete in 1943 when it bought Postal Telegraph, Inc., its chief rival. Former headquarters of WU, located at 60 Hudson, New York, NY, USA, in the early and middle 20th century In 1914 Western Union offered the first charge card for consumers; in 1923 it introduced teletypewriters to join its branches. Singing telegrams followed in 1933, intercity fax in 1935, and commercial intercity microwave communications in 1943. In 1958, it began offering Telex service to customers in New York City. Western Union introduced the 'Candygram' in the 1960s, a box of chocolates accompanying a telegram featured in a commercial with the rotund Don Wilson. In 1964, Western Union initiated a transcontinental microwave system to replace land lines. During World War II, families of sons in the military service dreaded the Western Union "boy on his bicycle" to arrive at their home with a telegram from the War Department or the Navy Department. The message began: The Secretary of War (soldiers and airmen) or Secretary of Navy (sailors and marines), regrets to inform you that, (name, rank and serial number of the man in the military service) was killed in action or missing in action. Western Union became the first American telecommunications corporation to maintain its own fleet of geosynchronous communication satellites, starting in 1974. The fleet of satellites, called Westar, carried communications within the Western Union company for telegram and mailgram message data to Western Union bureaus nationwide. It also handled traffic for its Telex and TWX (Telex II) services. The Westar satellites' transponders were also leased by other companies for relaying video, voice, data, and facsimile (fax) transmissions. In 1963 Western Union organized its international cable system properties and its right-of-way for connecting international telegraph lines into a separate company called Western Union International (WUI) which it divested that year to American Securities. In 1983 American Securities sold WUI to MCI Communications which renamed it to MCI International and moved its headquarters from New York City to Rye Brook, New York. In the 1970s WUI installed and leased to the U.S. Department of Defense (DOD) dedicated 50 Kbps high speed telecommunications facilities between the continental U.S. and Hawaii, Germany and the United Kingdom to provide a test bed for the DOD's Advanced Research Projects Agency (ARPA). This test bed provided ARPA with a proof of concept for the technology of packet switching which later became the Internet. In 1976, Western Union partnered with E. F. Hutton & Co.. In 1981 Western Union purchased a fifty percent interest in Airfone. It sold Airfone to GTE in 1986 for $39 million in cash. Due to declining profits and mounting debts, Western Union slowly began to divest itself of telecommunications-based assets starting in the early 1980s. Due to deregulation at the time, Western Union began sending money outside the country, re-inventing itself as "The fastest way to send money worldwide" and expanding its agent locations internationally. In 1987, Investor Bennett S. LeBow acquired control of Western Union through an outside of chapter 11 process that was a complex leveraged recapitalization. The transaction was backed by a total of $900 million in high yield bonds and preferred stock underwritten by Michael Milken's group at Drexel Burnham Lambert as part of an exchange offer. LeBow installed Robert J. Amman as President and CEO who led a complete strategic, operational and balance sheet restructuring of the company over the subsequent 6 years. Mr. Amman executed a strategy of redirecting Western Union from being an asset-based provider of communications services, with a money transfer business as a large but less important part of the business, into being a provider of consumer-based money transfer financial services. In so doing, Mr. Amman ran the company as two separate companies. One business consisted of the money transfer business, which was funded and operated to take advantage of the significant growth opportunity. The second unit consisted of all the non-strategic communications assets such as the long distance analog voice network, satellite business and undersea cable assets. In the 3 year period through 1990 Mr. Amman was supported by Robert A. Schriesheim, also installed by Mr. LeBow, as a special advisor who oversaw the divestiture of the four non-strategic telecommunications assets for about $280 million. The official name of the corporation was changed to New Valley Corporation in 1991, just in time for that entity to seek bankruptcy protection as part of Mr. Amman's strategy to eliminate the overleveraged balance sheet while continuing to grow the money transfer business . The name change was taken to shield the Western Union name from being dragged through the proceedings (and the bad PR that would cause). Under the day to day leadership of Robert J. Amman and the backing of LeBow, the company's value increased dramatically through its years operating under chapter 11. Following various restructurings that included negotiations with Carl Icahn who became a large bond holder, Mr. Amman engineered the sale of New Valley in a bankruptcy auction to First Financial Management Corporation in 1994 for $1.2 billion where he became vice chairman, and a year later merged with First Data Corporation in a $6 billion transaction. On January 26, 2006, First Data Corporation announced plans to spin Western Union off as an independent, publicly traded company. Western Union's focus will remain money transfers. The next day, Western Union announced that it would cease offering telegram transmission and delivery, the product most associated with the company throughout its history. This was, however, not the original Western Union telegram service, but a new service of First Data under the Western Union banner; the original telegram service was sold off after New Valley Corporation's bankruptcy and now operates as iTelegram. The spin off was completed September 29, 2006 and Western Union became an independent, publicly traded company again.
Involvement in early computer networking
Western Union telegrams were transmitted through a store and forward message switching system. Early versions were manual telegraph systems. Later systems using teleprinters were semi-automatic, using punched paper tape to receive, store, and retransmit messages. Plan 55-A, Western Union's last paper tape based switching system (1948–1976), was fully automatic, with automatic routing. Western Union was a prime contractor in the Automatic Digital Network (AUTODIN) program. AUTODIN, a military application for communication, was first developed in the 1960s and became the precursor to the modern Internet in the 1990s. The Defense Message System (DMS) replaced AUTODIN in 2000. AUTODIN, originally named "ComLogNet", was a highly reliable service that operated at 99.99% availability, using mechanical punched card readers and tab machines to send and receive data over leased lines. During the peak operation of AUTODIN, the United States portion of the network handled twenty million messages a month. Western Union failed in its attempts to engineer a replacement (AUTODIN II), leading to the development of an acceptable packet-switched network by BBN (the developer of the ARPANET) which became the foundation of today's Internet. AUTODIN service ceased in 2000, years after it had become obsolete. A related innovation that came from AUTODIN was Western Union's computer based EasyLink service. This system allowed for one of the first marketable email systems for non-government users. In addition, the system allowed the same message to be sent simultaneously to multiple recipients via email, fax, mailgram, or telex services; as well as receive messages from the integrated formats. With the service, users could also perform research utilizing its InfoLink application. EasyLink Services is now its own company.
End of telegrams
As of February 2006, the Western Union website showed this notice: "Effective 2006-01-27, Western Union will discontinue all Telegram and Commercial Messaging services. We regret any inconvenience this may cause you, and we thank you for your loyal patronage. If you have any questions or concerns, please contact a customer service representative." This ended the era of telegrams which began in 1851 with the founding of the New York and Mississippi Valley Printing Telegraph Company, and which spanned 155 years of continuous service. Western Union reported that telegrams sent had fallen to a total of 20,000 a year, due to competition from other communication services such as email. Employees had been informed of the decision in mid-January. Telegram service in the United States continues to be available through iTelegram and other companies.
Acquisitions
In May 2009, Western Union announced their intention to acquire Custom House from Peter Gustavson. The deal closed in September 2009, with Western Union purchasing Custom House for $370 million USD. Its acquisition led the company to be re-branded as Western Union Business Solutions. In January 2011, Western Union acquired the 100% of Angelo Costa, CEO Francesco Costa, a group active in money transfer and services to immigrants. Angelo Costa has a network of 7,500 points of sale in various European countries. The agreement was signed for $ 200 mln. In July 2011, Western Union acquired Travelex's Global Business Payments division for £606 Million. October 2011, Western Union completed the acquisition of Finint S.r.l., one of Western Union's leading money transfer network Agents in Europe, counting more than 10,000 subagent locations across Italy, Spain, and the United Kingdom.
Specific services
Online
Western Union's website, westernunion.com, allows users to send and receive funds to others, pay bills, or purchase gift cards. The domain westernunion.com attracted at least 8.7 million visitors annually by 2008 according to a Compete.com study.BidPay As the Internet became an arena for commerce at the turn of the millennium, Western Union started its online services. BidPay was renamed "Western Union Auction Payments" in 2004 before being renamed back to BidPay. BidPay ceased operations on December 31, 2005, and was purchased for US$1.8 million in March 2006 by CyberSource Corp. who announced their intention to re-launch BidPay. BidPay was later discontinued by CyberSource effective December 31, 2007.
Western Union Mobile
In October 2007, Western Union announced plans to introduce a mobile money transfer service with the GSM Association, a global trade association representing more than 700 mobile operators in 218 countries and covering 2.5 billion mobile subscribers.The proliferation of mobile phones in developed and developing economies provides a widely accessible consumer device capable of delivering mobile financial services ranging from text notifications associated with Western Union cash delivery services to phone-based remittance options. Western Union's mobile money transfer service offering will connect its core money transfer platform to m-bank or m-wallet platforms provided by mobile operators and / or locally regulated financial institutions.
Sending and receiving funds
In order to send funds, a sender goes to a Western Union office and presents funds (plus fees) for "Next Day" or "Money in Minutes" service. The sender provides his or her name and address, the recipient's name, and a designated payment destination. Western Union then provides the sender a 10-digit Money Transfer Control Number (MTCN) that the sender must provide to the recipient. The recipient then proceeds to a Western Union agent office in the designated payment location, presents the 10-digit MTCN, and a photo ID. Money is then paid out to the recipient. In some locations, if a recipient lacks identification documents, the sender and receiver can set up a pre-arranged password. Funds are paid out in cash, although if payment exceeds a local maximum or cash on hand, a check is issued. Alternatively, a sender may forward funds to a recipient by using Western Union's web site or by phone. In some countries, the recipient doesn’t need the MTCN number if he has sufficient identification.
Transfer fees
Fees vary based on the sender and receiver's location, type of transfer, and whether the money is sent from a counter location or by the web site.
Past services
Along with satellite telecommunications, Western Union was also active in other forms of telecommunication services:
- WU phone parlors near Times Square, 2008.
- Common carrier terrestrial microwave networks.
- Business communications networks such as Telex and TWX.
- Landline-based leased voice and data communication circuits.
- Long distance telephone service.
- Airfone air-ground radiotelephone service from 1981 to 1986.
- Cellular phone service for a very short time in the early 1980s.
Sponsorship
Western Union was a major shirt-sponsor of the Sydney Roosters NRL team from 2002–2003. The company still sponsors the team, but not as a shirt-sponsor. Around the world, Western Union sponsors numerous community events that help support the diaspora communities that use the global Money Transfer service. The First Data Western Union Foundation donates money to charitable causes around the world. After the 2004 Indian Ocean tsunami, the Foundation donated US$1,000,000 to the relief effort.
Scam industry
Western Union advises its customers not to send money to someone that they have never met in person. Despite its efforts in increasing customers' awareness of the issue, Western Union is used for internet fraud by scammers. Western Union has been required to maintain records of pay-out locations of the individuals who may be laundering the money, though this information may only be obtained through the use of a subpoena. Hence advance-fee fraud and romance scammers continue to receive funds via Western Union confident in the knowledge that money lost to overseas scammers is almost always unrecoverable.For this reason it is banned as a medium of payment through eBay.
Connection to military intelligence
There were allegations by that Western Union provided United States military intelligence with personal information.
Blocked transactions
Western Union has begun blocking transactions based on suspicion of terrorist connections, as a part of the company's involvement with the War on Terror. Currently, transfers sent from the Western Union web site require telephone confirmation of the sender's identity. On occasion, the transfer will fail and Western Union's customer service will inform the sender that the transaction "does not meet our requirements." If details are requested, no information other than the fact that their disclosure is forbidden will be given. Numerous customers have reported this problem.
Thursday, April 25, 2013
RSA - Current State of Cybercrime 2013
Acelium
RSA Live Webcast
May 1st, 2013 - 3:00pm EST
Current State of Cybercrime 2013
Cybercrime continues to diverge down different paths with each year that passes. Last year, phishing increased by 22% and over 27 million new strains of malware were created only proving we are headed for another year of new threats and an increased level of sophistication in attacks witnessed around the globe. As we look at the current threat landscape, cybercriminals continue to change – from the way they do business to the users and platforms they target.
Join us for this live webcast as we discuss the current state of global cybercrime including:
The latest mobile threats and challenges
How cybercriminals are changing the way they organize and do business
The exploitation of online transaction-based activities
Explore RSA Now…
Democracy and the Internet Freedom of speech and the distribution of knowledge is the foundation of Wikipedia. Jimmy Wales predicts that the Internet will democratise developing countries by making the world 'flat,'...
The New Fundamentals of Security
McAfee's Worldwide CTO, Michael Fey, warns the current trajectory of the security landscape will lead to industry failure. Security experts must apply a new...
Big Data Redefines Security
Welcome to a universe of Big Data, the next wave in Information Technology. Big data has the potential to transform our lives for the better; our health, environment,...
RSA Live Webcast
May 1st, 2013 - 3:00pm EST
Current State of Cybercrime 2013
Cybercrime continues to diverge down different paths with each year that passes. Last year, phishing increased by 22% and over 27 million new strains of malware were created only proving we are headed for another year of new threats and an increased level of sophistication in attacks witnessed around the globe. As we look at the current threat landscape, cybercriminals continue to change – from the way they do business to the users and platforms they target.
Join us for this live webcast as we discuss the current state of global cybercrime including:
The latest mobile threats and challenges
How cybercriminals are changing the way they organize and do business
The exploitation of online transaction-based activities
Explore RSA Now…
Democracy and the Internet Freedom of speech and the distribution of knowledge is the foundation of Wikipedia. Jimmy Wales predicts that the Internet will democratise developing countries by making the world 'flat,'...
The New Fundamentals of Security
McAfee's Worldwide CTO, Michael Fey, warns the current trajectory of the security landscape will lead to industry failure. Security experts must apply a new...
Big Data Redefines Security
Welcome to a universe of Big Data, the next wave in Information Technology. Big data has the potential to transform our lives for the better; our health, environment,...
Wednesday, April 24, 2013
Subway - eat fresh on us all week
A Fast Way to Get Free Subway Sandwiches for a Whole Week
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Eat Fresh Starting Today (Wednesday)
FREE: SUBS from Subway for an entire week
Love the delicious taste of Subway?
All that's needed is your opinion on our classic subs and then get your free lunch all week:
Turkey, ham, meatball, italian, veggie, even tuna? INFORM US NOW
Right Here is Your Subway Lunch Certificate
Your $997 mobile money website is ready!
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It's ready to take orders!
All you need to do is go here to get it!
Talk soon
Rob
Disclaimer: Unless otherwise agreed to in writing, any message or content sent to this address may be subject to reproduction, publication and review by others without notice. Nothing contained herein shall constitute professional advice. You are not entitled to rely on any statement, opinion or information contained herein or attached hereto. You are solely responsible for your use of any such products, goods, services or content. You should conduct your own independent research before taking action, or hire a third party to advise you with regard to same. The sender does not represent or endorse any person, product, good or service referenced directly or indirectly herein, and you agree to hold harmless and indemnity sender regarding any damage or loss associated with same. In many cases the sender of this email receives a financial benefit when you take action or make a purchasing decision respecting any information or content referenced in this communication.
Click here to set it up now
Your website is paid for...
Your hosting is paid for...
It's ready to take orders!
All you need to do is go here to get it!
Talk soon
Rob
Disclaimer: Unless otherwise agreed to in writing, any message or content sent to this address may be subject to reproduction, publication and review by others without notice. Nothing contained herein shall constitute professional advice. You are not entitled to rely on any statement, opinion or information contained herein or attached hereto. You are solely responsible for your use of any such products, goods, services or content. You should conduct your own independent research before taking action, or hire a third party to advise you with regard to same. The sender does not represent or endorse any person, product, good or service referenced directly or indirectly herein, and you agree to hold harmless and indemnity sender regarding any damage or loss associated with same. In many cases the sender of this email receives a financial benefit when you take action or make a purchasing decision respecting any information or content referenced in this communication.
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Jobrapido S.r.l. via Paleocapa, 7 - 20121 Milan - Italy - Tax code and VAT number: IT11876271005
Pour recevoir plus d'offres d'emploi, cliquez ici et élargissez votre champ de recherche. Jobrapido a toujours de nouvelles offres qui pourraient vous intéresser. Vous ne trouvez pas ce que vous cherchiez Modifiez vos critères de recherche!
Jobrapido S.r.l. via Paleocapa, 7 - 20121 Milan - Italy - Tax code and VAT number: IT11876271005
WebProNews
Google Talks Keeping "No Results" Pages Out Of Index
By Chris Crum
Google's Matt Cutts takes on an interesting question in today's Webmaster Help video: What is being done to detect and remove results from larger sites when they don't have unique content that is relevant to a query (e.g. yelp.com results with no reviews, Facebook "business" pages that weren't actually created by the business)? Cutts says he likes the question, but wouldn't just restrict it to larger sites. "In general, we look at the value add, or you know, whether there's some compelling value add, even at a page level, and we try to write algorithms to reflect that, but it is the case that sometimes you will find pages that get indexed that say, you know, 'Zero reviews found,' and so there's basically no content to actually base your opinion on when you visit that page," says Cutts.
Continue Reading...
Local SEO
My site needs to target a local area of 3 counties. It's a landscaping company. The main town we're targeting is Fredericksburg with the outlying towns of Spotsylvania and Stafford. First of all do my keywords all need to include a city, for example "landscaping service fredericksburg"? Can they be included in the content in away from eachother, for example "landscaping services in fredericksburg" or something like "if you live in fredericksburg and need landscaping services" ? And then there's people in Stafford and Spotsylvania who may search "landscaping stafford" ... What's the best way to go about this? Also there is a main blog that is the center of the web marketing effort to provide landscaping knowledge, tips and so forth ... does each post, having its own targeted key word, need to all also include one or more of the cities, and how would you have something like an entire site's keyword, like "lawn care" in general? Would each post need to have "lawn care" and it's own keyword, like "water gardens" in each post 3 or 4 times each (to get the ratio for each keyword in each post) and does each keyword need to say the city with it each and every time?
Tuesday, April 23, 2013
One of the most controversial pieces of legislation currently making its way through the Senate is the Marketplace Fairness Act. In essence, it would allow states to collect taxes from online purchases even if the online store doesn't have a physical presence in the state. Brick-and-mortar stores claim the bill levels the playing field with online retailers while opponents say it would put undue regulations on online businesses while making the tax code even more cumbersome. Guess which side the White House agrees with. The Hill reports that the White House has formally announced its support for the Marketplace Fairness Act. The newfound endorsement was a key factor in the Senate voting in favor of the bill during a procedural vote on Monday evening. Do you support an online sales tax? Do you think small online businesses have anything to fear? Let us know in the comments. The idea of an online sales tax is nothing new. Retail stores, represented by the National Retail Federation, have been pushing for an online sales tax bill for years after the Supreme Court ruled in Quill Corp v. North Dakota that a state could not levy sales tax against a company if it had no physical presence in the state. Numerous online retailers use this to get around sales tax, and retail stores say this gives them an unfair advantage. The White House completely agrees. In a statement to the press on Monday, White House press secretary Jay Carney said the bill would level the playing field for brick-and-mortar stores and online retailers: "This administration has carefully considered the legislation, and our team has met with a broad array of people on the issue. And we have heard overwhelmingly from governors, mayors and the business community on the need for federal legislation to level the playing field for our businesses and address sales tax fairness." The Nation Retail Federation isn't the only group pushing for the Senate to pass the Marketplace Fairness Act. Governors around the country, including Chris Christie of New Jersey and Rick Snyder of Michigan, have voiced their support for the bill. States are hurting for revenue, and they feel that a national mandate on sales tax will bring billions of revenue back to the states. Carney echoed the governors by saying that the potential tax revenue would help states fund "K-12 education, police and fire protection, access to affordable health care, and funding for roads and bridges." Even if the bill is able to pass the Senate during a final vote later this week, it faces plenty of opposition. The Republican-controlled House is just one of the many challenges the Marketplace Fairness Act faces as it progresses through the legislature. Obviously online businesses are coming out against it. Ebay has been especially hostile towards the legislation, and has even started recruiting its sellers to protest the bill. The common complaint from Ebay and other businesses opposed is that the bill would put undue burdens on online retailers. The current tax system has created a symbiotic relationship between online companies and the states. The states attract online companies to set up a physical presence in a state through a number of perks while the company brings tax revenue and jobs to the state in question. A universal online sales tax destroys that relationship by making online companies collect sales taxes for states that they receive no benefit from. The current legislation offers sales exemptions to online businesses that make less than $1 million annually. Ebay is currently lobbying Senators to add an amendment that would up this exemption to $10 million. One company that's already benefiting from that symbiotic relationship has come out strongly in favor of the bill though. Amazon, which has a number of distribution centers across the country, says that it favors the bill because it creates a unified national framework for tax collection. Despite the Senate's overwhelming support of the bill, TechDirt points out that Sen. Ron Wyden has come out strongly against it saying that it negatively impacts innovation. Another group standing in the bill's way is Wall Street as it argues that the legislation, as it stands, could negatively affect financial transactions. One group in particular, the Financial Services Roundtable, says that a sales tax on financial transactions would hurt just about everyone: "A transaction tax on financial services products will hurt retail investors, retired Americans, and small businesses, effectively making it more expensive for them to invest and plan for the long-term. Without hearings, these implications and others will not be properly addressed." Do you agree with those in favor of the bill? Or the opposition? Let us know in the comments. It should be noted that the Marketplace Fairness Act isn't a done deal in the Senate. Monday's vote was only procedural. Now the Senate will get to work on adding amendments to the bill with a final vote scheduled for Thursday or Friday. Unless something disastrous happens, the bill will probably pass the Senate without much of a fight. A glowing endorsement from the White House has made sure of that. During the debate in the Senate and the House, you're likely to see the following argument - Do we even need an online sales tax bill? Is there any real reason to throw a bone to the retail businesses that implement stupid strategies like a $5 window shopping fee. One compelling argument is that retail stores should find ways to better compete with online businesses. The retail store still has a few advantages over online businesses, but are they really capitalizing on those advantages? At this point, it's too early to tell exactly what kind of damage, if any, the Marketplace Fairness Act would cause. It could possibly do nothing, but some are right to fear that it would legitimately hurt the operations of online retailers. Do you think that retail stores need a level playing field? Will the Marketplace Fairness Act negatively affect small online businesses? Let us know in the comments. What are your thoughts?
© 2013 WebProNews. An iEntry Inc. email newsletter.,All Rights Reserved. Terms under which this service is provided to you. Read our privacy policy. Contact us. The WebProNews network includes WebProWorld, Jayde and Twellow.
By Chris Crum
Google's Matt Cutts takes on an interesting question in today's Webmaster Help video: What is being done to detect and remove results from larger sites when they don't have unique content that is relevant to a query (e.g. yelp.com results with no reviews, Facebook "business" pages that weren't actually created by the business)? Cutts says he likes the question, but wouldn't just restrict it to larger sites. "In general, we look at the value add, or you know, whether there's some compelling value add, even at a page level, and we try to write algorithms to reflect that, but it is the case that sometimes you will find pages that get indexed that say, you know, 'Zero reviews found,' and so there's basically no content to actually base your opinion on when you visit that page," says Cutts.
Continue Reading...
Local SEO
My site needs to target a local area of 3 counties. It's a landscaping company. The main town we're targeting is Fredericksburg with the outlying towns of Spotsylvania and Stafford. First of all do my keywords all need to include a city, for example "landscaping service fredericksburg"? Can they be included in the content in away from eachother, for example "landscaping services in fredericksburg" or something like "if you live in fredericksburg and need landscaping services" ? And then there's people in Stafford and Spotsylvania who may search "landscaping stafford" ... What's the best way to go about this? Also there is a main blog that is the center of the web marketing effort to provide landscaping knowledge, tips and so forth ... does each post, having its own targeted key word, need to all also include one or more of the cities, and how would you have something like an entire site's keyword, like "lawn care" in general? Would each post need to have "lawn care" and it's own keyword, like "water gardens" in each post 3 or 4 times each (to get the ratio for each keyword in each post) and does each keyword need to say the city with it each and every time?
Tuesday, April 23, 2013
One of the most controversial pieces of legislation currently making its way through the Senate is the Marketplace Fairness Act. In essence, it would allow states to collect taxes from online purchases even if the online store doesn't have a physical presence in the state. Brick-and-mortar stores claim the bill levels the playing field with online retailers while opponents say it would put undue regulations on online businesses while making the tax code even more cumbersome. Guess which side the White House agrees with. The Hill reports that the White House has formally announced its support for the Marketplace Fairness Act. The newfound endorsement was a key factor in the Senate voting in favor of the bill during a procedural vote on Monday evening. Do you support an online sales tax? Do you think small online businesses have anything to fear? Let us know in the comments. The idea of an online sales tax is nothing new. Retail stores, represented by the National Retail Federation, have been pushing for an online sales tax bill for years after the Supreme Court ruled in Quill Corp v. North Dakota that a state could not levy sales tax against a company if it had no physical presence in the state. Numerous online retailers use this to get around sales tax, and retail stores say this gives them an unfair advantage. The White House completely agrees. In a statement to the press on Monday, White House press secretary Jay Carney said the bill would level the playing field for brick-and-mortar stores and online retailers: "This administration has carefully considered the legislation, and our team has met with a broad array of people on the issue. And we have heard overwhelmingly from governors, mayors and the business community on the need for federal legislation to level the playing field for our businesses and address sales tax fairness." The Nation Retail Federation isn't the only group pushing for the Senate to pass the Marketplace Fairness Act. Governors around the country, including Chris Christie of New Jersey and Rick Snyder of Michigan, have voiced their support for the bill. States are hurting for revenue, and they feel that a national mandate on sales tax will bring billions of revenue back to the states. Carney echoed the governors by saying that the potential tax revenue would help states fund "K-12 education, police and fire protection, access to affordable health care, and funding for roads and bridges." Even if the bill is able to pass the Senate during a final vote later this week, it faces plenty of opposition. The Republican-controlled House is just one of the many challenges the Marketplace Fairness Act faces as it progresses through the legislature. Obviously online businesses are coming out against it. Ebay has been especially hostile towards the legislation, and has even started recruiting its sellers to protest the bill. The common complaint from Ebay and other businesses opposed is that the bill would put undue burdens on online retailers. The current tax system has created a symbiotic relationship between online companies and the states. The states attract online companies to set up a physical presence in a state through a number of perks while the company brings tax revenue and jobs to the state in question. A universal online sales tax destroys that relationship by making online companies collect sales taxes for states that they receive no benefit from. The current legislation offers sales exemptions to online businesses that make less than $1 million annually. Ebay is currently lobbying Senators to add an amendment that would up this exemption to $10 million. One company that's already benefiting from that symbiotic relationship has come out strongly in favor of the bill though. Amazon, which has a number of distribution centers across the country, says that it favors the bill because it creates a unified national framework for tax collection. Despite the Senate's overwhelming support of the bill, TechDirt points out that Sen. Ron Wyden has come out strongly against it saying that it negatively impacts innovation. Another group standing in the bill's way is Wall Street as it argues that the legislation, as it stands, could negatively affect financial transactions. One group in particular, the Financial Services Roundtable, says that a sales tax on financial transactions would hurt just about everyone: "A transaction tax on financial services products will hurt retail investors, retired Americans, and small businesses, effectively making it more expensive for them to invest and plan for the long-term. Without hearings, these implications and others will not be properly addressed." Do you agree with those in favor of the bill? Or the opposition? Let us know in the comments. It should be noted that the Marketplace Fairness Act isn't a done deal in the Senate. Monday's vote was only procedural. Now the Senate will get to work on adding amendments to the bill with a final vote scheduled for Thursday or Friday. Unless something disastrous happens, the bill will probably pass the Senate without much of a fight. A glowing endorsement from the White House has made sure of that. During the debate in the Senate and the House, you're likely to see the following argument - Do we even need an online sales tax bill? Is there any real reason to throw a bone to the retail businesses that implement stupid strategies like a $5 window shopping fee. One compelling argument is that retail stores should find ways to better compete with online businesses. The retail store still has a few advantages over online businesses, but are they really capitalizing on those advantages? At this point, it's too early to tell exactly what kind of damage, if any, the Marketplace Fairness Act would cause. It could possibly do nothing, but some are right to fear that it would legitimately hurt the operations of online retailers. Do you think that retail stores need a level playing field? Will the Marketplace Fairness Act negatively affect small online businesses? Let us know in the comments. What are your thoughts?
© 2013 WebProNews. An iEntry Inc. email newsletter.,All Rights Reserved. Terms under which this service is provided to you. Read our privacy policy. Contact us. The WebProNews network includes WebProWorld, Jayde and Twellow.
Monday, April 15, 2013
Votre compte a été limité
informations de compte PayPal :
Bonjour,
Nous avons récemment déterminé que plusieurs ordinateurs ont connecté à votre compte, échecs de passe multiples étaient présents avant la connexion. Par conséquent, votre compte a été limité. Pour revenir à votre compte PayPal, vous aurez besoin de mettre à jour vos informations de compte.
Il est facile:
Télécharger le formulaire ci-joint et l'ouvrir à une fenêtre de navigateur sécurisé. Une fois ouvert, vous sera fournie avec des mesures pour rétablir votre accès, puis suivez les instructions. Mise à jour des informations de compte, il est important parce qu'il nous aide à empêcher les fraudeurs de voler vos informations.
Cordialement,
PayPal
Centre d'aide | Centre de sécurité
S'il vous plaît ne pas répondre à ce courriel parce que nous ne sommes pas suivi cette boîte de réception. Pour entrer en contact avec nous, vous connecter à votre compte et cliquez sur "Contactez nous " au bas de chaque page. Copyright © 2013 PayPal Inc. Tous droits réservés. Consumer advisory: PayPal Pte Ltd, le titulaire du paiement PayPal T services enregistrés installation de valeur, ne nécessite pas l'approbation du Autorité monétaire de Singapour. Les consommateurs (utilisateurs) sont invités à lire les termes et conditions attentivement.
PayPal Email ID PP959
Bonjour,
Nous avons récemment déterminé que plusieurs ordinateurs ont connecté à votre compte, échecs de passe multiples étaient présents avant la connexion. Par conséquent, votre compte a été limité. Pour revenir à votre compte PayPal, vous aurez besoin de mettre à jour vos informations de compte.
Il est facile:
Télécharger le formulaire ci-joint et l'ouvrir à une fenêtre de navigateur sécurisé. Une fois ouvert, vous sera fournie avec des mesures pour rétablir votre accès, puis suivez les instructions. Mise à jour des informations de compte, il est important parce qu'il nous aide à empêcher les fraudeurs de voler vos informations.
Cordialement,
PayPal
Centre d'aide | Centre de sécurité
S'il vous plaît ne pas répondre à ce courriel parce que nous ne sommes pas suivi cette boîte de réception. Pour entrer en contact avec nous, vous connecter à votre compte et cliquez sur "Contactez nous " au bas de chaque page. Copyright © 2013 PayPal Inc. Tous droits réservés. Consumer advisory: PayPal Pte Ltd, le titulaire du paiement PayPal T services enregistrés installation de valeur, ne nécessite pas l'approbation du Autorité monétaire de Singapour. Les consommateurs (utilisateurs) sont invités à lire les termes et conditions attentivement.
PayPal Email ID PP959
WINNING NUMBER: OL/656/033/26..
ONLINE LOTTO AND GAMING CORPORATION
LAAN VAN HOORNWIJCK 55
2289 DG RIJSWIJK THE NETHERLANDS
WEBSITE: www.lotto.nl
MONTH OF MARCH ONLINE LOTTO AND GAMING CORPORATION.
WINNING NUMBER: OL/656/033/26
OUR DEAR WINNER,
YOUR E-MAIL ADDRESS HAS WON THE SUM OF (ONE MILLION EURO) FROM ONLINE LOTTO AND GAMING CORPORATION, ALL PARTICIPANTS E-MAIL ADDRESSES WERE SELECTED THROUGH MICROSOFT COMPUTER BALLOTING SYSTEM FROM WHICH YOUR E-MAIL ADDRESS CAME OUT AS THE WINNING COUPON, AND THIS PROGRAM IS SPONSORED BY THE EUROPEAN UNION AS PART OF INTERNATIONAL E-MAIL PROMOTION PROGRAM TO ENCOURAGE THE USE OF THE INTERNET AND PROMOTE COMPUTER LITERACY WORLDWIDE. WE THEREBY CONTACT YOU TO CLAIM YOUR WINNING AMOUNT QUICKLY AS THIS IS A MONTHLY LOTTERY. FAILURE TO CLAIM YOUR WINNING WILL RESULT INTO THE REVERSION OF OUR FOLLOWING MONTH LOTTERY. (THE EXPIRATION DATE IS 12TH OF APRIL 2013. PLEASE CONTACT OUR APPROVED AGENT BELOW WITH YOUR WINNING NUMBER ABOVE.
ONLINE LOTTO AND GAMING CORPORATION AGENCY.
MRS. ANA PAULA FILIPE.
(DIRECTOR OF WINNING CLAIMS DEPARTMENT).
TEL: +31-613-593-810
E-MAIL:vanzeffree@aim.com
WARNING: FOR SECURITY REASONS YOUR WINNING PRIZE IS NOT TO BE DISCUSS WITH ANYONE UNTILL YOU RECEIVE YOUR WINNING PRIZE BY OUR PAYING BANK TO AVOID DISQUALIFICATION THAT MAY ARISE FROM WINNING DOUBLE CLAIM.
REGARDS,
MRS. LILLIAN KROON.
(PROMOTION DIRECTOR).
LAAN VAN HOORNWIJCK 55
2289 DG RIJSWIJK THE NETHERLANDS
WEBSITE: www.lotto.nl
MONTH OF MARCH ONLINE LOTTO AND GAMING CORPORATION.
WINNING NUMBER: OL/656/033/26
OUR DEAR WINNER,
YOUR E-MAIL ADDRESS HAS WON THE SUM OF (ONE MILLION EURO) FROM ONLINE LOTTO AND GAMING CORPORATION, ALL PARTICIPANTS E-MAIL ADDRESSES WERE SELECTED THROUGH MICROSOFT COMPUTER BALLOTING SYSTEM FROM WHICH YOUR E-MAIL ADDRESS CAME OUT AS THE WINNING COUPON, AND THIS PROGRAM IS SPONSORED BY THE EUROPEAN UNION AS PART OF INTERNATIONAL E-MAIL PROMOTION PROGRAM TO ENCOURAGE THE USE OF THE INTERNET AND PROMOTE COMPUTER LITERACY WORLDWIDE. WE THEREBY CONTACT YOU TO CLAIM YOUR WINNING AMOUNT QUICKLY AS THIS IS A MONTHLY LOTTERY. FAILURE TO CLAIM YOUR WINNING WILL RESULT INTO THE REVERSION OF OUR FOLLOWING MONTH LOTTERY. (THE EXPIRATION DATE IS 12TH OF APRIL 2013. PLEASE CONTACT OUR APPROVED AGENT BELOW WITH YOUR WINNING NUMBER ABOVE.
ONLINE LOTTO AND GAMING CORPORATION AGENCY.
MRS. ANA PAULA FILIPE.
(DIRECTOR OF WINNING CLAIMS DEPARTMENT).
TEL: +31-613-593-810
E-MAIL:vanzeffree@aim.com
WARNING: FOR SECURITY REASONS YOUR WINNING PRIZE IS NOT TO BE DISCUSS WITH ANYONE UNTILL YOU RECEIVE YOUR WINNING PRIZE BY OUR PAYING BANK TO AVOID DISQUALIFICATION THAT MAY ARISE FROM WINNING DOUBLE CLAIM.
REGARDS,
MRS. LILLIAN KROON.
(PROMOTION DIRECTOR).
Mrs. magret Waziri
Attn : Please
I have an important information for this e-mail account owner, but first of all, I do not know if I am talking to the right person, if you can re-confirm ONLY your Full name Then, we shall proceed and let you know what news we have for you. We are taking this measure in order not to make any mistake because of the sensitivity of the information i have for you.
Awaiting your urgent response
Mrs. magret Waziri
I have an important information for this e-mail account owner, but first of all, I do not know if I am talking to the right person, if you can re-confirm ONLY your Full name Then, we shall proceed and let you know what news we have for you. We are taking this measure in order not to make any mistake because of the sensitivity of the information i have for you.
Awaiting your urgent response
Mrs. magret Waziri
Your quick response will be highly appreciated.
From:Mr Jerome Nwafordu
Block 10 Flat 5
Victoria Island
Lagos-Nigeria
This is to inform you that your funds of US$15 Million has been approved for immediate delivery to you. For the purpose of clarification,you are advised to reconfirm your Full Names,Direct Telephone Numbers,Physical Address with Zip Code so that there will be no error during the delivery of the funds to you in your country of residence.
Your quick response will be highly appreciated.
Yours Faithfully,
Mr Jerome Nwafordu
Block 10 Flat 5
Victoria Island
Lagos-Nigeria
This is to inform you that your funds of US$15 Million has been approved for immediate delivery to you. For the purpose of clarification,you are advised to reconfirm your Full Names,Direct Telephone Numbers,Physical Address with Zip Code so that there will be no error during the delivery of the funds to you in your country of residence.
Your quick response will be highly appreciated.
Yours Faithfully,
Mr Jerome Nwafordu
Please re-confirm to us the following
Dear Sir/Madam
I am Mr.Ken Murphy, Bill and Exchange Manager/ Secretary General, Head of the World Bank Finance Group, London Branch, set up to fight against scam and fraudulent activities worldwide. This Group is responsible for investigating the legitimacy of unpaid contract, inheritance and lotto winning claims by companies and individuals and directs the paying authorities (banks) worldwide to make immediate payment of verified claims to the beneficiaries without further delay. You are being legally contacted regarding the release of your long awaited fund. After a detailed review of your file, the World Bank Group has mandated that your fund should be release immediately. The sum of US$10,000,000.00 (Ten Million United States Dollars) has been approved in your favor via my desk. I therefore wish to inform you that your payment is being processed and will be released to you as soon as you respond to this letter.
Please re-confirm to us the following:
(1) Your Full Name:-
(2) Phone, Fax and Mobile Number:-
(3) Company Name if any:-
(4) Home Address:-
(5) Profession:-
(6) Age:-
(7) Marital status:-
Note that the above fund has been cleared from terrorist or fraud related activities.
Thanks for Your Cooperation.
Mr. Ken Murphy
(Secretary-General)
World Bank Group
I am Mr.Ken Murphy, Bill and Exchange Manager/ Secretary General, Head of the World Bank Finance Group, London Branch, set up to fight against scam and fraudulent activities worldwide. This Group is responsible for investigating the legitimacy of unpaid contract, inheritance and lotto winning claims by companies and individuals and directs the paying authorities (banks) worldwide to make immediate payment of verified claims to the beneficiaries without further delay. You are being legally contacted regarding the release of your long awaited fund. After a detailed review of your file, the World Bank Group has mandated that your fund should be release immediately. The sum of US$10,000,000.00 (Ten Million United States Dollars) has been approved in your favor via my desk. I therefore wish to inform you that your payment is being processed and will be released to you as soon as you respond to this letter.
Please re-confirm to us the following:
(1) Your Full Name:-
(2) Phone, Fax and Mobile Number:-
(3) Company Name if any:-
(4) Home Address:-
(5) Profession:-
(6) Age:-
(7) Marital status:-
Note that the above fund has been cleared from terrorist or fraud related activities.
Thanks for Your Cooperation.
Mr. Ken Murphy
(Secretary-General)
World Bank Group
Grant Donation
My wife and I won the Euro Millions Lottery & will be donating £1.5 Million Pounds to you in our ongoing lucky draws donations. Please get back to us with your Name, Age, Tel, Country and i will send you more details how your funds will be sent to you.
Please read the article - http://news.sky.com/story/972395/148-6m-euromillions-jackpot-winners-named
Adrian & Gillian Bayford
Contact Email.: adrian.gillianbayford@rogers.com
Please read the article - http://news.sky.com/story/972395/148-6m-euromillions-jackpot-winners-named
Adrian & Gillian Bayford
Contact Email.: adrian.gillianbayford@rogers.com
Доронина Оксанa
DHL COURIERS SERVICES
Customer/Delivery Services Department
2nd Roundabout, Epe Express Way, Lekki,
Tel; +234-703076337
Primary SIC: Air Courier Services, Primary NAICS: Couriers
Description: Transportation: International courier services
PARCEL STATUS:: AWAITING DISPATCH
Dear Valued Customer,
Welcome to the dispatch Center of the DHL Express. With reference to the email you received from us, there is one ATM parcel which was deposited in our office by BANK OF AFRICA to be delivered to you, we have no but we are acting under his instructions and we have been waiting for you to contact us all this while that is why we went through your information and decided to get you. All you need to do right now to get your enveloped type package in which YOUR ATM CARD of $850,000.00 US Dollars is included delivered to your door step is to go ahead and send this $45 USD fee only. I will immediately send to you the Scan Copy of the Airway Bill and the package order number as well as the package tracking number in which you can use to check your package status at any DHL branch nearest to you and also on our website online. Do note that any contact with any DHL BRANCH near you will be of no use until I send to you the parcel delivery details along with the Air Way bill so that they can help you track your parcel and I can only send that after payment of the $45. Please kindly note that we do not operate COD (Cash-On-Delivery) on this type of fee since the delivery fee has been paid for. Thus any mail regarding COD (Cash on Delivery) may not be acknowledged. Note that for efficiency, transparency, and speed all payments are made through our Senior Officer ( MR. SUNDAY ELUOMUNO ) to our Accounts Department via
Western Union Money Transfer or Money Gram Money Transfer with the following information;
Receiver,s name: Ezechukwu Augustine
COUNTRY: NIGERIA
CITY: LAGOS
TEST QUESTION: WHO
TEST ANSWER: AGENT
Amount to Be Sent: $45 USD
Kindly Note That Parcel will get to customers within 48hours after payment have been confirmed. After payment you are required to send to us a well scanned copy of your payment receipt alongside the following details through this email; dhlexpressdc@yahoo.com.ph
Name of Sender: ------------------
Address of Sender; -----------------
Money Transfer Control Number: or Payment Reference No:
Amount reqiured; $45 USD only.
You are to locate the closest Western Union or Money Gram Agent either in a Mini Mart or A Post Office and effect the payment immediately. Note that your package is expected to be delivered as soon as your Payment has been confirmed by our Account's Department due to the service type you opted for. Finally & For further information do not hesitate to contact us direct to our confidential email here; EMAIL: ( dhlexpressdc@yahoo.com.ph )
Sincerely,
Mr. SUNDAY ELUOMUNO
Customer Relations Representative
Tel; +234802777842
DHL COURIER SERVICES
EMAIL:( dhlexpressdc@yahoo.com.ph )
Customer/Delivery Services Department
2nd Roundabout, Epe Express Way, Lekki,
Tel; +234-703076337
Primary SIC: Air Courier Services, Primary NAICS: Couriers
Description: Transportation: International courier services
PARCEL STATUS:: AWAITING DISPATCH
Dear Valued Customer,
Welcome to the dispatch Center of the DHL Express. With reference to the email you received from us, there is one ATM parcel which was deposited in our office by BANK OF AFRICA to be delivered to you, we have no but we are acting under his instructions and we have been waiting for you to contact us all this while that is why we went through your information and decided to get you. All you need to do right now to get your enveloped type package in which YOUR ATM CARD of $850,000.00 US Dollars is included delivered to your door step is to go ahead and send this $45 USD fee only. I will immediately send to you the Scan Copy of the Airway Bill and the package order number as well as the package tracking number in which you can use to check your package status at any DHL branch nearest to you and also on our website online. Do note that any contact with any DHL BRANCH near you will be of no use until I send to you the parcel delivery details along with the Air Way bill so that they can help you track your parcel and I can only send that after payment of the $45. Please kindly note that we do not operate COD (Cash-On-Delivery) on this type of fee since the delivery fee has been paid for. Thus any mail regarding COD (Cash on Delivery) may not be acknowledged. Note that for efficiency, transparency, and speed all payments are made through our Senior Officer ( MR. SUNDAY ELUOMUNO ) to our Accounts Department via
Western Union Money Transfer or Money Gram Money Transfer with the following information;
Receiver,s name: Ezechukwu Augustine
COUNTRY: NIGERIA
CITY: LAGOS
TEST QUESTION: WHO
TEST ANSWER: AGENT
Amount to Be Sent: $45 USD
Kindly Note That Parcel will get to customers within 48hours after payment have been confirmed. After payment you are required to send to us a well scanned copy of your payment receipt alongside the following details through this email; dhlexpressdc@yahoo.com.ph
Name of Sender: ------------------
Address of Sender; -----------------
Money Transfer Control Number: or Payment Reference No:
Amount reqiured; $45 USD only.
You are to locate the closest Western Union or Money Gram Agent either in a Mini Mart or A Post Office and effect the payment immediately. Note that your package is expected to be delivered as soon as your Payment has been confirmed by our Account's Department due to the service type you opted for. Finally & For further information do not hesitate to contact us direct to our confidential email here; EMAIL: ( dhlexpressdc@yahoo.com.ph )
Sincerely,
Mr. SUNDAY ELUOMUNO
Customer Relations Representative
Tel; +234802777842
DHL COURIER SERVICES
EMAIL:( dhlexpressdc@yahoo.com.ph )
Sunday, April 14, 2013
Me And You Alone
Dearest One,
My name is Miss Carole Yak; I'm 22years old originated from Sudan. My father Dr. Justin Yak was the former Minister for SPLA Affairs and Special Adviser to President Salva Kiir of South Sudan for Decentralization. My father Dr. Justin Yak and my mother including other top Military officers and top government officials had been on board when the plane crashed on Friday May 02, 2008. I am in position of US$5. Million which I inherited from my late father, I want you to help me receive the money in your account also help me invest it in your country. You can read more about the crash through the below site:
http://news.bbc.co.uk/2/hi/africa/7380412.stm
I will offer you 20% for your kind assistance to me. Please reply (yakcarole@yahoo.cn ) soon for more details.
Best Regards,
Miss Carole Yak
My name is Miss Carole Yak; I'm 22years old originated from Sudan. My father Dr. Justin Yak was the former Minister for SPLA Affairs and Special Adviser to President Salva Kiir of South Sudan for Decentralization. My father Dr. Justin Yak and my mother including other top Military officers and top government officials had been on board when the plane crashed on Friday May 02, 2008. I am in position of US$5. Million which I inherited from my late father, I want you to help me receive the money in your account also help me invest it in your country. You can read more about the crash through the below site:
http://news.bbc.co.uk/2/hi/africa/7380412.stm
I will offer you 20% for your kind assistance to me. Please reply (yakcarole@yahoo.cn ) soon for more details.
Best Regards,
Miss Carole Yak
INHERITANCE PAYMENT CONFIRMATION ORDER
CONTRACT /INHERITANCE PAYMENT CONFIRMATION ORDER.
I am compelled to write you in respect of your fund remittance, which transfer has remained unsuccessful. I am very sure that you must have lost hope of ever getting your fund transfer released especially after all the frustrations, endless disappointment and broken promises in the hands of some officials. This request must be noted in view of the fact that the current Governor of the Central Bank of Nigeria, Mr Sanusi Lamido is yet to be briefed on some outstanding issues and information by his predecessor and other top officials of the Bank who are not political appointees and who have worked in the bank for more than 2decades. Briefly, I am quite sure that you must be wondering the reason behind the non-release of your long awaited fund after our Government officially
granted approval for its remittance. I may also believe that you would have received countless, unconfirmed and spurious payment Advices and remittance instructions from some officials indicating that they have granted approval for the transfer of your fund. You may have also been directed to visit different cities and countries with the instruction that your fund would be released at such payment post or that your fund could be delivered to you at your residence. All these are cooked up Stories from impostors who wish to extort money from you while they do not have any knowledge of the true position of your fund transfer. Meanwhile, I would like you to note the following. (1) Our government has granted irrevocable payment approval for your fund remittance. (2) Official release of this fund according to the record from the office of the Accountant General of the Federation and Ministry of Finance have been duly effected and documented. (3) Your fund is presently being held at the HSBC bank International Ltd. (details available with me). However for the avoidance of doubt,the reason for the non-release of the fund by the Correspondence Bank is due to the fact that the Bank has not received any direct instruction about the beneficiary of the outstanding amount as the fund is still being held in the name of the original contractor,ELBLAN IND.S.A. LUXEMBOURG, (details available with me), in view of the non-provision of a proof of ownership of the fund. The original contractors in collaboration with a top official of the Trade & Exchange department of the central bank has been rolling the fund with the Foreign Bank and the interest is shared amongst the officials. Be informed that you have an outstanding payment of the sum of $4.5 m on your favor. If you are very certain that you will not disclose this information to anyone, get back to me and I will give you further directives on what you should do immediately.
Yours sincerely,
Steve Ekeh
Note:Call me on 234-81-5429-9152 for more discussions concerning the subject matter
I am compelled to write you in respect of your fund remittance, which transfer has remained unsuccessful. I am very sure that you must have lost hope of ever getting your fund transfer released especially after all the frustrations, endless disappointment and broken promises in the hands of some officials. This request must be noted in view of the fact that the current Governor of the Central Bank of Nigeria, Mr Sanusi Lamido is yet to be briefed on some outstanding issues and information by his predecessor and other top officials of the Bank who are not political appointees and who have worked in the bank for more than 2decades. Briefly, I am quite sure that you must be wondering the reason behind the non-release of your long awaited fund after our Government officially
granted approval for its remittance. I may also believe that you would have received countless, unconfirmed and spurious payment Advices and remittance instructions from some officials indicating that they have granted approval for the transfer of your fund. You may have also been directed to visit different cities and countries with the instruction that your fund would be released at such payment post or that your fund could be delivered to you at your residence. All these are cooked up Stories from impostors who wish to extort money from you while they do not have any knowledge of the true position of your fund transfer. Meanwhile, I would like you to note the following. (1) Our government has granted irrevocable payment approval for your fund remittance. (2) Official release of this fund according to the record from the office of the Accountant General of the Federation and Ministry of Finance have been duly effected and documented. (3) Your fund is presently being held at the HSBC bank International Ltd. (details available with me). However for the avoidance of doubt,the reason for the non-release of the fund by the Correspondence Bank is due to the fact that the Bank has not received any direct instruction about the beneficiary of the outstanding amount as the fund is still being held in the name of the original contractor,ELBLAN IND.S.A. LUXEMBOURG, (details available with me), in view of the non-provision of a proof of ownership of the fund. The original contractors in collaboration with a top official of the Trade & Exchange department of the central bank has been rolling the fund with the Foreign Bank and the interest is shared amongst the officials. Be informed that you have an outstanding payment of the sum of $4.5 m on your favor. If you are very certain that you will not disclose this information to anyone, get back to me and I will give you further directives on what you should do immediately.
Yours sincerely,
Steve Ekeh
Note:Call me on 234-81-5429-9152 for more discussions concerning the subject matter
Bank for Africa
Welcome to United Bank for Africa - Benin Republic
Attn:The Owner of this E-mail id,
Your Name And Your Contact Details Was Given To This Office In Respect Of Your Total inherited/Compensation Sum Owed To You Which You Have Failed To Claim Because Of Either Non-Compliance Of Official Processes Or Because Of Your Unbelief Of The Reality Of Your Genuine Payment. We Wish To Bring To You The Solution To This Problem. Right Now We Have Arranged Your Payment Through Our Swift Card Payment Centers, That Is The Latest Instruction From Economic Community Of West African States (ECOWAS) This UBA ATM payment Center Will Send To You An ATM DEBIT Card Which You Will Use To Withdraw Your Money In Any ATM Machine In Any Part Of The World, So If You Like To Receive Your Fund In This Way, Please Let Us Know By Contacting Us Back on the following information:
CONTACT: Dr.Robinson Thon.
EMAIL: robinsonthon@gmail.com
PHONE NUMBER: +22999508700
And Also Send The Following Information As Listed Below.
1. Full Name
2. Phone And Fax Number
3. Delivery address
4. ATTACH COPY OF YOUR IDENTIFICATION/ If any available
We Have Been Mandated By The ECOWAS Parliament To Issue Out $7.5million usd in your favor This fiscal year. Also For Your Information, You Have To Stop Any Further Communication With Any Other Person (S) Or Office(S) To Avoid Any Hitches In Receiving Your Payment. Note That Because Of Impostors,We Hereby Issued You Our Code Of Conduct, Which Is (ATM-202) So You Have To Indicate This Code When Contacting The Card Center By Using It As Your Subject.
=================================================
AS SOON AS I CONFIRM THE REQUIRED INFORMATION I WILL DIRECT YOU ON HOW TO PROCEED ON IMMEDIATE DISPATCHMENT OF YOUR ATM CARD PAYMENT MEANWHILE PLEASE REPLY to dr.robinsonthon@yahoo.com
================================================
We are here to serve you better Immediate ATM DEBIT Cash Card Payment Notification
Regards
Dr. Robinson Thon
Email: robinsonthon@gmail.com
Phone: +22999508700
Attn:The Owner of this E-mail id,
Your Name And Your Contact Details Was Given To This Office In Respect Of Your Total inherited/Compensation Sum Owed To You Which You Have Failed To Claim Because Of Either Non-Compliance Of Official Processes Or Because Of Your Unbelief Of The Reality Of Your Genuine Payment. We Wish To Bring To You The Solution To This Problem. Right Now We Have Arranged Your Payment Through Our Swift Card Payment Centers, That Is The Latest Instruction From Economic Community Of West African States (ECOWAS) This UBA ATM payment Center Will Send To You An ATM DEBIT Card Which You Will Use To Withdraw Your Money In Any ATM Machine In Any Part Of The World, So If You Like To Receive Your Fund In This Way, Please Let Us Know By Contacting Us Back on the following information:
CONTACT: Dr.Robinson Thon.
EMAIL: robinsonthon@gmail.com
PHONE NUMBER: +22999508700
And Also Send The Following Information As Listed Below.
1. Full Name
2. Phone And Fax Number
3. Delivery address
4. ATTACH COPY OF YOUR IDENTIFICATION/ If any available
We Have Been Mandated By The ECOWAS Parliament To Issue Out $7.5million usd in your favor This fiscal year. Also For Your Information, You Have To Stop Any Further Communication With Any Other Person (S) Or Office(S) To Avoid Any Hitches In Receiving Your Payment. Note That Because Of Impostors,We Hereby Issued You Our Code Of Conduct, Which Is (ATM-202) So You Have To Indicate This Code When Contacting The Card Center By Using It As Your Subject.
=================================================
AS SOON AS I CONFIRM THE REQUIRED INFORMATION I WILL DIRECT YOU ON HOW TO PROCEED ON IMMEDIATE DISPATCHMENT OF YOUR ATM CARD PAYMENT MEANWHILE PLEASE REPLY to dr.robinsonthon@yahoo.com
================================================
We are here to serve you better Immediate ATM DEBIT Cash Card Payment Notification
Regards
Dr. Robinson Thon
Email: robinsonthon@gmail.com
Phone: +22999508700
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